Better rate.
Better life.
Owner occupied OMG Home Loan comparison rate* from
6.00
A better way to buy or refinance
Every little bit counts when you are planning your future. Live better with one of our award-winning home loans that offer competitive rates, flexible features, quick approvals and no ongoing fees.
How much could you save?
Use the home loan comparison calculator to find out how different loan rates, fees and terms compare to find the perfect loan for your situation.
| Interest rate | 5.99% p.a. |
| Comparison rate | 6.00% p.a. |
| Overview | Our OMG Home Loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees. |
| Establishment fee | $0 |
| Monthly fee | $0 |
| 100% offset account | |
| Redraw available | |
| Interest only available at different interest rates | |
| Maximum loan term | 30 years |
| Minimum loan amount | $100,000 |
| Interest rate | From 6.19% p.a. |
| Comparison rate | From 6.20% p.a. |
| Overview | A variable rate home loan with the flexibility to use your savings to reduce the interest you pay. |
| Establishment fee | $0 |
| Monthly fee | $0 |
| 100% offset account | |
| Redraw available | (minimum $1,000) |
| Interest only available at different interest rates | |
| Maximum loan term | 30 years |
| Minimum loan amount | $50,000 |
| Interest rate | 5.94% p.a. |
| Comparison rate | 6.23% p.a. |
| Overview | Secure a low rate and enjoy the certainty of repayments, with our owner occupied Fixed Rate Home Loan. |
| Establishment fee | $0 |
| Monthly fee | $0 |
| 100% offset account | |
| Redraw available | |
| Interest only available at different interest rates | |
| Maximum loan term | 30 years |
| Minimum loan amount | $20,000 |
Ready to get started?
Award-winning home loans
While it's not all about the accolades, our home loans have been recognised with multiple awards for having flexible features, competitive rates, and quick approvals.
Have a look at our trophy case
Free online property report
Take the guesswork out of buying or refinancing with a free online property estimate report. The property profile report gives you important information and insight about any property in Australia, whether it’s a property you’re interested in buying, or one you already own.
You can find out:
- An estimate of the property value
- Comparable sales in the area
- Sales and rental history in the suburb
- Suburb performance
- Local school zones and more
You may also be interested in:
Five easy ways to save money on your home loan today
Home loan debts can be large, and with the cost of living rising, it's important to ensure you're making the most of your money.
We've put together a list of five ways you could save money on your home loan.
Four great reasons to refinance your home
If you've had your home loan for a while, it could be worth reviewing it to make sure it's still suitable for your circumstances.
Here are four reasons to consider refinancing your home loan.
How you can prepare for an upcoming interest rate rise
Interest rate hikes may put some extra pressure on your existing household budget, so before they do, it could pay to start planning ahead.
Find out more about what you can do to prepare for interest rate rises.
Important information
Credit eligibility criteria, terms & conditions and fees & charges apply and are available upon request.
Credit products issued by Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Rate advertised is for P&I loans >$100k. LVR 60%. Other loan to value ratio tiers and rate options are available on our website. *Visit this page to see comparison rate information.
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