BCU Bank believes every Australian should feel confident when it comes to their finances – so we’re cutting out the bank jargon and giving it to you straight.

 According to the 2022 Household, Income and Labour Dynamics in Australia (HILDA) study, Australia’s financial literacy is going backwards.

The decline coincides with a dramatic decrease in the rate of high school students studying economics in Australia.

And you know what? We get it. Finance isn’t everyone’s jam. There’s a reason kids count sheep to fall asleep – without any context, numbers can be pretty boring (just don’t tell our lenders we said that).

But when it comes to your financial future, numbers are pretty important. Taken together and put into the right framework, they tell a story.

We want to show you how to read that story.

Because the numbers don’t lie. Research has found that improving financial literacy leads to better financial outcomes, which in turn leads to higher overall life satisfaction.

That’s why at BCU, we don’t speak “bank”. We speak your language, and we’re on a mission to help you understand and reach your financial goals and build your financial capability.

Banking without the jargon

When you walk into a BCU branch, visit our website, or give us a call, we’ll give you straightforward support in plain English.

If you think the GFC is a football club or the ABA is a Swedish pop group, you’re in the right place. We don’t expect you to understand our industry patter, and we’re not going to casually drop financial lingo that’ll leave you scrambling to find a textbook.

Instead, we’re going to have a conversation. Our dedicated and experienced team will take the time to understand your situation and provide you with options so you can choose the product or service that best meets your needs.

At BCU, we make the complicated simple.

You’ve got the power

We believe sharing is caring. That’s why we love to deliver info, insights, and tips to help educate and empower our members throughout their financial lifecycle.

When you browse our financial wellbeing hub, you’ll find the answers to everything you always wanted to know about finance but were afraid to ask.

From tips for submitting a successful home loan application to the ins and outs of setting an effective budget and choosing the right account for your needs, we’ve got you covered.

Is refinancing the way to go? Is ‘Buy Now, Pay Later’ really cheaper than a credit card? How can you prepare for interest rate rises? We’ve got the answers to all these questions and more, in simple, straightforward stories you can read with your morning coffee.

We update our financial wellbeing hub with new topics and info regularly, so keep checking back – and if we haven’t covered your question yet, just ask one of our dedicated local experts at your nearest branch to break it down for you. 

With BCU by your side, navigating your financial future has never been easier.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Any advice does not take into account your objectives, financial situation or needs. Read the relevant Product Terms and Condition, before acquiring this product in considering and deciding whether it is right for you. The Target Market Determination (TMD) for products is available on request. Lending criteria, terms & conditions, fees & charges apply.