How can I make purchases without using cash?
With the recent changes to the way businesses are now trading, many retailers are no longer accepting cash payments. Steering away from cash is a good way to limit the transmission of potentially harmful disease in these times, but what about shopping for essential items and paying bills?
We want to encourage members to use one of the alternatives below to continue shopping safely.
Visa Debit card – Tap and pay
One of the quickest ways to make a payment with your card is to use the Tap and Pay (Visa PayWave) feature on your card.
To make a payment, simply hold your card next to the reader after the cashier processes your order and wait for the beep. For purchases over $100, you’ll need to enter your PIN.
To set up Tap and Pay:
- The PayWave functionality is not automatically activated when cards are issued. Members will need to complete one transaction by inserting the card into a merchant terminal and selecting the Credit option. Once that one transaction has been completed, PayWave will be activated.
If you do not have a Visa Debit Card, please contact us to order a card today on 1300 228 228.
Paying bills
Most bills can be paid online now, meaning you can manage your bills wherever you are without needing to go into a branch or to a Post Office.
Using BCU iBank or the BCU Bank app:
- Complete an electronic transfer to a BSB and Account number
- Complete a BPAY using the biller code and customer reference number found on your bill.
If you must visit a BCU branch or Post Office:
- Continue to follow social distancing guidelines, and use your cards to make a payment, as outlined in the previous section.
Please speak to one of our team if you need any assistance with setting up BCU iBank or using BPay.
Other transactions
Did you know you can do most of your banking online using BCU iBank or the BCU Bank app?
Here are some other common banking services that can be managed at the touch of a button:
In-Branch Service | Alternate Options |
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BCU iBank | BCU Bank App | Call Centre 1300 228 228 | BCU ATM | |
Transfer funds internally or externally to another bank |
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Pay a BPay Bill |
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Card management (lost, stolen, holds) |
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Activate Card | ||||
Change Card PIN | ||||
Renewal or changes to a term deposit | ||||
International transactions | ||||
Loan redraw | ||||
Cash Withdrawals |
If you still need cash for any reason, you can make fee free withdrawals at any BCU or major bank ATM.
If you need help with any of our cards or setting up your BCU Bank app or BCU iBank, call us on 1300 228 228.