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Make the most of your money

Term Deposits

Term deposits are a great way to help build your savings for the future. bcu offers competitive returns on investments from 1 month to 3 years on deposits as little as $1,000.

If you’re already a bcu member and have setup iBank, use Quick apply for members below. Alternatively, if you’re new to bcu or want to talk about the Term Deposit options that may be best suited to you, request a call back and speak to one of our experienced and friendly staff.

Here are some of our most popular term deposits


3 month term

On Investments of $250,000 - $999,999.99


6 month term

On Investments of $250,000 - $999,999.99


12 month term

On Investments of $250,000 - $999,999.99


24 month term

On Investments of $250,000 - $999,999.99

Looking to invest but want more options?

View our full range below
Just choose a term and payment period that suits you

Request a call back

Are you an existing bcu member?

Important things you should know

Disclaimers & Conditions of Use

    Important Information - Term Deposits

    1 - Interest can only be added to the principal on maturity. Interest paid monthly, quarterly, six monthly or annually must be paid into a bcu savings or loan product, by cheque or transfer to an external account. Interest will be calculated daily. Early withdrawal for terms 1 to 24 months is at bcu’s discretion for the full or partial withdrawal of the investment before maturity. Terms greater than 24 months are subject to seven days notice for the full or partial withdrawal of the investment before maturity. If withdrawn early, the rate of interest payable on the investment for the whole of the term to the date of withdrawal will be the rate applying to the Christmas Club Account at the time of withdrawal and may result in the recovery of interest already paid. Please note that interest rates for amounts of $1,000,000 and over are by negotiation.

    Please refer to our Product and Access Facility Conditions of Use, Fees and Charges Schedules and Summary of Products for full details.