BCU Bank Logo

Search www.bcu.com.au

Keep your Gran and get your home loan, too

The better back-up plan

You need a loan. You could wait for Gran to… you know. But you don’t really want to do that. You love her legendary Anzac biscuits and how she spoils you more than her other grandkids. So, you need to stop waiting around for that inheritance and get a better back-up plan with a bank that’s got your back – BCU Bank.

As a customer-first bank, we sit right alongside you, helping you navigate life’s financial journey. And with our award-winning loans, competitive rates and local financial partners, we’ll spoil you, too.

Find your perfect fit loan

Whether you need the funds to buy a house, a new car, a well-deserved cruise or that master bedroom renovation you’ve been putting off, you’ll find a loan to suit your needs with BCU. 

Home loans

Find your perfect match with our suite of award-winning home loans. We pride ourselves on providing long-term value to our customers, with competitive rates, great product features and local service.

Learn more

New car loans

Got your eyes on a new set of wheels? Hit the road without hiccups with the help of our secured car loan, available for cars up to 5 years old and new motorbikes.

Learn more

Our trophy cabinet is bigger than gran's

Finder Awards 2024 - Owner Occupier Home Loan 1 Year Fixed
Finder Awards 2024 - Investor Home Loan Interest Only 1 Year Fixed
Mozo Experts Choice Award 2023/2024 - Fixed Rate Home Loan winner
Mozo Experts Choice Award 2023/2024 - Investor Fixed Home Loan winner
Ratecity Gold award 2023 - best small deposit home loan
Ratecity Gold award 2023 - best refinance home loan

What our customers say

Excellent service start to finish

As first homeowners, our experience with BCU has been excellent from start to finish! Not only were the home loan rates competitive but the service and support we received exceeded our expectations. If it weren’t for BCU, we don’t think we’d be in our first home for another two years at least! We’re also quietly impressed with their bank app!


So happy with BCU Bank!

I recently contacted my local branch to see if I could switch to a better rate and they had it sorted for me within days. What’s better, every single interaction I've had with BCU Bank has been fantastic. I love their communication style and appreciate the text updates from my lender. So happy with this bank!  


Rate proved to be competitive

After banking with one of Queensland’s biggest banks since childhood, I took a mate’s advice and enquired about a new car loan with BCU. Their rate proved to be competitive, and the loan application process was easier that I thought it was going to be. Really pleased I decided to explore my options.


Join BCU

Trying to save

Deposit products

Make your money work harder. Our term deposits offer a range of options for interest payments, guaranteed returns, low maintenance and protection from market changes.

Lights, camera...diaper?