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Travel Insurance

With a range of travel insurance options to suit a range of holidays - both domestic and international - you won't need to travel far to find insurance that may work for you.

Cover for your luggage

If your luggage is lost, stolen or damaged while you're away, we'll help cover it.*

We've got your back in an emergency

We’ll help cover additional accommodation, travel and meal costs in an emergency - like if you become unfit to travel or you’re stuck without a passport.*

Rental vehicle excess

If your rental car’s damaged in an accident or stolen, we’ll help pay the rental company’s excess.*

If your plans get cancelled, we're here to help

If your trip’s cancelled because of things out of your control, we'll help cover non-refundable pre-paid travel and accommodation.*

What else is covered?

  • Legal liability cover
  • Overseas medical and hospital
  • Rescheduling costs
  • 21 day cooling off period

This is just some of what’s included, and conditions apply to all our cover. Each level of cover has different options and different limits. Read the PDS to find out more.

International Travel Insurance

stack of luggage and suitcases, three high

Platinum Plan

  • Cancellation or rescheduling
    Unlimited

  • Overseas medical and hospital
    Unlimited

  • Luggage
    Up to $15,000

  • Emergency expenses
    Unlimited

  • Accidental death or disability
    Up to $25,000

  • Legal liability
    Up to $2.5 million

  • Rental vehicle cover
    Up to $5,000

  • Loss of income
    Up to $10,400
    Cover for loss of your usual income, up to $400 per week (maximum of 26 weeks)

  • Optional annual multi-trip cover
    With Platinum Plan only

Get a quote

suitcase on roller wheels

Premium Plan

  • Cancellation or rescheduling
    Up to $25,000

  • Overseas medical and hospital
    Unlimited

  • Luggage
    Up to $7,500

  • Emergency expenses
    Up to $25,000

  • Accidental death or disability
    Up to $15,000

  • Legal liability
    Up to $2 million

  • Rental vehicle cover
    Up to $3,000

  • Loss of income
    Up to $6,500
    Cover for loss of your usual income, up to $400 per week (maximum of 26 weeks)

  • Optional annual multi-trip cover
    Not applicable

Get a quote

small travel suitcase with stickers on it

Essentials Plan

  • Cancellation or rescheduling
    Up to $15,000

  • Overseas medical and hospital
    Unlimited

  • Luggage
    Up to $3,000

  • Emergency expenses
    Up to $15,000

  • Accidental death or disability
    Not applicable

  • Legal liability
    Up to $1 million

  • Rental vehicle cover
    Not applicable

  • Loss of income
    Not applicable



  • Optional annual multi-trip cover
    Not applicable

Get a quote

This is only a summary, refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

► Read our Travel Insurance PDS for the full breakdown

Domestic Travel Insurance

backpack outline

Domestic Plan

  • Cancellation or rescheduling
    Up to $25,000

  • Overseas medical and hospital
    Up to $1,000 (for funeral expenses only)

  • Luggage
    Up to $2,500

  • Emergency expenses
    Up to $10,000

  • Accidental death or disability
    Up to $10,000

  • Legal liability
    Up to $1 million

  • Rental vehicle cover
    Up to $4,000

  • Loss of income
    Up to $4,500
    Cover for loss of your usual income, up to $400 per week (maximum of 26 weeks)

Get a quote

This is only a summary, refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

► Read our Travel Insurance PDS for the full breakdown

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80. Find out more.

Make a claim

Important information


    *Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

    Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the Target Market Determination (TMD) and relevant Product Disclosure Statement (PDS), available here and Target Market Determinations (TMD) to see if the product is right for you.