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Motorcycle insurance

Whether you're a weekend enthusiast or enjoy a daily ride, you can hit the open with confidence when you have motorcycle cover.

New for old replacement

If your motorcycle’s less than a year old and is a total loss, you'll get a new one with Comprehensive cover.*

Protection from uninsured drivers

You'll have cover to help repair damage from accidents when you're not at fault. A $5,000 limit applies for Third Party Fire & Theft and Third Party Property cover.*

Choose your own repairer

If your motorcycle needs repairs, you've got the choice of who repairs it for you.*

Choose the right motorcycle insurance policy

Comprehensive

Want the total package? This covers damage to your motorcycle and damage caused to others'.

  • $30 million of liability cover
  • Uninsured motorist damage – full cover
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $1,000
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

Third Party Fire & Theft

This covers damage to other vehicles, plus your motorcycle if it's stolen or catches fire.

  • $30 million of liability cover
  • Uninsured motorist damage – up to $5,000 cover (includes GST)
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $1,000
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

Third Party Property

This covers you for the cost of damage to other people's property or vehicles.

  • $30 million of liability cover
  • Uninsured motorist damage – up to $5,000 (includes GST)
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $1,000
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

This is only a summary, please refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

 Motor Vehicle Insurance PDS - PDF (836 kB)

Ready to get a quote for motorcycle insurance?

To get a quote for motorcycle insurance, you can either contact us on 1300 228 228 during business hours or request a callback.

Call 1300 228 228 for a quote Request a callback

Got a question about insurance?

You can choose to pay your premium fortnightly, monthly or yearly – the choice is yours.

If you want to pay yearly up front, you can choose to pay by direct debit or BPAY. If you choose to pay fortnightly or monthly you can pay by direct debit. 

You will choose your payment method and frequency when you take out the policy.

You'll receive your insurance policy renewal via your preferred method (email or post) a few weeks before your policy is due to expire. Please make sure your contact details are up-to-date and advise us of any changes to your personal circumstances or the insured asset, as this may require changes to your policy.

If you're making monthly or quarterly direct debit payments on your policy, and are happy with your policy renewal information, you don't need to do anything. Your policy will automatically renew at the new premium amount advised. If you pay annually, you'll need to arrange payment of the premium amount quoted.
 
If you would like to speak to someone about your policy renewal, or make changes to your policy,  please call us on 1300 228 228 and one of the team will be happy to help.

An insurance excess is the amount that you'll need to pay towards the cost of an insurance claim.

There are different types of excess that apply to different policies. For example, in addition to the basic excess which applies when you make a claim on Car insurance, you may also be required to pay an age excess, inexperienced drivers excess or additional excess. Please refer to your Product Disclosure Statement for more information.

Important information

*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the Product Disclosure Statement for full details.

Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations (TMDs).