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Motorcycle Insurance

Two wheels are just as important to insure as four, so whether you're a weekend enthusiast or enjoy a a daily ride, we have insurance options that may suit you.

Choice of high-level protection

Want to make sure your motorcycle has the highest level of cover we offer? Take a look at Comprehensive cover!*

New for old replacement

If you take out Comprehensive cover and your motorcycle is a total loss when it's less than a year old, we’ll help cover the cost of a new one.*

Protection from uninsured motorists

If you're involved in an accident that's not your fault and the other party isn't insured, we’ll help repair the damage with up to $5,000 of cover.*

Choice of repairer

If your motorcycle needs repairs, you've got the choice of who repairs it for you.*

What else is covered?

  • Up to $30 million of liability cover
  • Accidental damage to someone else's property
  • 21 day cooling off period

Choose the right motorcycle insurance policy

motorcycle outline with fallen sign on it

Comprehensive

━ Premium cover ━

Want the highest level of cover we offer? This covers damage to your motorcycle and damage caused to others'.

  • Up to $30 million of liability cover
  • Damage to your vehicle - listed events up to your sum insured, including protection from uninsured drivers
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $1,000
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

motorcycle outline with with fire icon

Third Party, Fire & Theft

━ Mid-level cover ━

You'll be covered if you cause damage to another vehicle, or if your motorcycle is stolen or catches fire.

  • Up to $30 million of liability cover
  • Damage to your vehicle - protection from uninsured drivers


  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $1,000
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

two motorcycles colliding outlines with crash exaggeration

Third Party Property

━ Basic cover ━

A basic level of cover that covers you for the cost of damage to other people's cars or property.

  • Up to $30 million of liability cover
  • Damage to your vehicle - protection from uninsured drivers


  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $1,000
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

This is only a summary, refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

► Read our Motor Vehicle Insurance PDS for the full breakdown

Ready for a quote?

To get a quote for Motorcycle Insurance, you can either contact us on 1300 228 228 during business hours or request a callback.

Request a callback

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80. Find out more.

Make a claim

Important information


    *Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

    Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the Target Market Determination (TMD) and relevant Product Disclosure Statement (PDS), available here and Target Market Determinations (TMD) to see if the product is right for you.