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Motor Insurance

With a 24/7 claims lodgement service, a monthly payment option and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.


Choice of motor insurance products

Comprehensive Insurance

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Key Benefits

  • You may be able to increase your excess to reduce your premium
  • Choose your own repairer
  • 24/7 claims lodgement service
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers,

Comparison Tables

Comprehensive Insurance Third Party Property Damage

Cover for accidental loss of or damage to your vehicle caused by fire or theft

New for old replacement of a new vehicle after a total loss, if:

  • you purchased your vehicle new from the manufacturer (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events

Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:

  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.

Approved legal costs arising from a claim for liability covered by the policy

Cost of emergency repairs after a covered accident – up to $500 for any one incident

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

Reasonable cost of towing after a covered incident

Temporary cover on replacement vehicle – 14 days

Comprehensive Insurance Third Party Property Damage

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser

Legal liability cover when using a substitute vehicle

Cover for personal items in your vehicle – up to $1,000 for any one incident

Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident

Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident

Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident

Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident

Comprehensive Insurance Third Party Property Damage

Rental car following accident, where available - $100 per day limit, up to 30 days

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance

Cover for tools of trade – up to $3,000 for any one incident

Comprehensive Insurance Third Party Property Damage

Named driver option

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This table is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement and Policy Document for Allianz Motor Insurance and Allianz Roadside Assistance.

How to claim

Online, any time

A convenient way to make a car insurance claim is via the online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Make a claim button

Over the phone - 24 hours a day, 7 days a week claims hotline.

You can call 1300 555 030 and a consultant will help you to lodge a claim.

Request a call back

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Important things you should know


Disclaimers & Conditions of Use

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    Bananacoast Community Credit Union Ltd ABN 50 087 649 750 AFSL 241077 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. 

    Before making a decision please consider the Product Disclosure Statement for Allianz Motor Insurance and Allianz Roadside Assistance. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.