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Get the show on the road with insurance you can trust

Motor Insurance

With a choice between Comprehensive and Third Party Property Damage cover, Allianz gives you the flexibility to manage your car insurance in a way that suits you.

Key benefits

  • You may be able to increase your excess to reduce your premium
  • Choose your own repairer
  • 24/7 online claims or phone 1300 555 013 to commence the claims process
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers,

Choice of motor insurance products

Comprehensive Insurance

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Motor Insurance

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

 Comprehensive InsuranceThird Party Property Damage

Cover for accidental loss of or damage to your vehicle caused by fire or theft.

New for old replacement of the same make, model, engine size, features and paint type after a total loss, if:

  • you purchased your vehicle new from the manufacturer (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.

 

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events.

Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, for any one incident, provided that:

  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle; or
  • any other information that would reasonably allow us to identify the person so that we can exercise our rights of recovery.

Approved legal costs arising from a claim for liability covered by the policy.

Cost of emergency repairs after a covered accident – up to $500 for any one incident.

Rental car after theft of your vehicle - $100 per day limit, up to 30 days.>

Reasonable cost of towing after a covered incident.

Temporary cover on replacement vehicle – 14 days.

 Comprehensive InsuranceThird Party Property Damage

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser.

Legal liability cover when using a substitute vehicle.

Cover for personal items in your vehicle – up to $1,000 for any one incident.

Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident.

Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident.

Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident.

Cover for replacement of child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident.

 Comprehensive InsuranceThird Party Property Damage

Rental car following accident, where available - $100 per day limit, up to 30 days.

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance.

Cover for tools of trade – up to $3,000 for any one incident.

  Comprehensive Insurance Third Party Property Damage

Named driver option

  Get a quote online Get a quote online

How to claim

A convenient way to make a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Make a claim

Over the phone - 24 hours a day, 7 days a week claims hotline.

You can call 1300 555 030 and a consultant will help you commence the claims process.

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Important things you should know


    bcu a division of Police & Nurses Limited ABN 69 087 651 876 AFSL 240701 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. For information on what is covered and not covered and standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement for Allianz Motor Insurance. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.