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Landlords Insurance

Landlords insurance helps give you both protection and peace of mind when it comes to your investment property.

Emergency repairs

If an incident occurs, we’ll help organise repairs so the property is safe and liveable again.*

Optional extras

Include cover for theft by tenants as an optional extra, so it's one less thing to worry about for you.*

Cover for damage

We provide cover for accidents, water damage, vandalism, storm, and much more.*

Find the right protection as a landlord

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Building and contents

━ Comprehensive cover ━

The most extensive type of landlord insurance we offer, and a good option to help keep your investment property and the contents of it safe.

  • Residential building protection
  • Domestic outbuildings
  • Infrastructure for services
  • In-built swimming pools and spas
  • Furniture
  • Appliances
  • Carpets and curtains

Get a quote

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Buildings cover

━ Cover for structures ━

If your investment property is unfurnished, we offer cover for just the property, plus other buildings on your property.

  • Residential building protection
  • Domestic outbuildings
  • Infrastructure for services
  • In-built swimming pools and spas
  • Furniture
  • Appliances
  • Carpets and curtains

Get a quote

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Contents cover

━ Cover for contents ━

If your building already has insurance from an owner’s corp and you only want the contents covered.

  • Residential building protection
  • Domestic outbuildings
  • Infrastructure for services
  • In-built swimming pools and spas
  • Furniture
  • Appliances
  • Carpets and curtains

Get a quote

The choice is yours with optional cover*

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Workers compensation

Cover applies for any staff you employ (as the owner) to perform tasks such as gardening around the property.

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Loss of rent

If your building is uninhabitable due to an event covered by the policy such as a burst pipe or fire, we will cover up to 12 months worth of rental income, up to your policy sum insured, until the property is able to be rented again.

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Liability

Choice of $5 million, $10 million, $15 million, or $20 million in liability (inclusive of GST).

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Theft by tenant

Theft by tenant provides cover for items stolen or damaged by the tenant.

This is only a summary, refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

► Read our Landlords Insurance PDS for the full breakdown

Ready to go?

Answer a few questions about your investment property and the things inside it and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80. Find out more.

Make a claim

Important information


    *Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

    Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the Target Market Determination (TMD) and relevant Product Disclosure Statement (PDS), available here and Target Market Determinations (TMD) to see if the product is right for you.