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Protection for your investment property

Landlord Insurance

Allianz can give you the confidence of knowing that you have insurance protection for your investment property and its contents.

Why choose Allianz landlord insurance through bcu?

You've worked hard to establish your investment property and the income it provides. That is why you might want to consider protection for your investment.

Landlord insurance offers:

  • Up to 30% No Claim Bonus ,
  • Option to pay by the month at no extra cost
  • 24/7 claims lodgement service
  • Cover against malicious damage by your tenants
  • A choice of excess options to suit your budget
  • Legal liability protection of up to $10 million
  • Peace of mind with the optional Rent Default and Theft by Tenant cover

What's covered

Buildings Contents

Accidental breakage (of glass)



Fire or smoke

Impact damage

Lightning or thunderbolt

Malicious acts

Riot or civil commotion

Storm, rainwater or run-off

Theft, burglary or housebreaking


Water or other liquid damage

Buildings Contents

Contents in the open air at the risk address – up to $200

Continuation of cover when you are selling your buildings

Fusion (burnout of electrical motors) – Limits apply. Please refer to the PDS for details.

Legal liability - cover for injury to other people or their property – up to $10,000,000

Mortgage discharge costs – up to $2,000

Rental costs after an insured event – up to 12 months if your property is deemed uninhabitable

Available under contents cover only when the building is part of a strata title development

Replacement of locks or cylinders – up to $500

Environmental benefits – up to $5,000

Buildings Contents

Rent default and theft by tenant

Flood cover (subject to eligibility)

To make a landlord insurance claim

Online, any time

A convenient way to make a home insurance claim is via the online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Make a claim button

Over the phone - 24 hours a day, 7 days a week claims hotline.

You can call 1300 555 030 and a consultant will help you to lodge a claim.

Request a call back

Are you an existing bcu member?

Important things you should know

Disclaimers & Conditions of Use

    Page links

    Bananacoast Community Credit Union Ltd ABN 50 087 649 750 AFSL 241077 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.

    Before making a decision, please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

    Allianz Landlord Insurance - Building Key Fact Sheet (KFS)

    Allianz Landlord Insurance - Contents Key Fact Sheet (KFS)