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Home Insurance

We offer home insurance with a range of options to help meet your needs, no matter what roof you live under.

New for old replacement

If your furniture or electronics are damaged, we'll replace them with new ones.*

Emergency repairs

If you have an issue in your house that makes it uninhabitable, we’ll help arrange assistance through our preferred repairers and suppliers.*

Temporary accommodation

We’ll arrange temporary accommodation for up to 12 months, for the value of up to 10% of the sum insured.*

Choose the right cover for your home

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Building and contents

━ Comprehensive cover ━

The most extensive type of home cover, giving you both cover for your home and many of the things inside it.

  • Residential building protection
  • Garages and sheds
  • Infrastructure for services
  • In-built swimming pools and spas
  • Money
  • Jewellery
  • Furniture
  • Computers and software

Get a quote

More information

house outline with tick

Buildings cover

━ Cover for structures ━

This covers both the property you live in, plus other buildings on your property - such as sheds and garages.

  • Residential building protection
  • Garages and sheds
  • Infrastructure for services
  • In-built swimming pools and spas
  • Money
  • Jewellery
  • Furniture
  • Computers and software

Get a quote

More information

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Contents cover

━ Cover for contents ━

This covers a wide range of items – including furniture, jewellery, electronics, and even carpet and curtains.

  • Residential building protection
  • Garages and sheds
  • Infrastructure for services
  • In-built swimming pools and spas
  • Money
  • Jewellery
  • Furniture
  • Computers and software

Get a quote

More information

This is only a summary, refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

Ready to go?

Answer a few questions about your building and what's in it and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80. Find out more.

Make a claim

Important information


    *Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

    Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the Target Market Determination (TMD) and relevant Product Disclosure Statement (PDS), available here and Target Market Determinations (TMD) to see if the product is right for you.