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Boat Insurance

We offer comprehensive cover to help protect you should you end up in troubled waters, so you can set sail with one less concern.

bcu star icon Be rewarded for keeping things simple. Receive a Mastercard Gift Card when you take out a new Motor Vehicle insurance policy. Find out more.

New for old replacement

If your boat was purchased new and is written off when it's less than two years old from the date it was first registered, we'll replace it with a new one.*

Accessorise your cover

Cover for up to $1,000 for marine accessories, contents and tools that you take with you on the boat.*

Good choice of optional cover

With a range of optional cover that you can apply for, you can get out on the water more comfortably.*

What else is covered?

  • $10 million of liability cover
  • Accidental damage
  • Fire
  • Theft or attempted theft
  • Cover while engaged in any rescue work within Australia
  • Cover while navigating Australian inland and coastal waters up to 200 nautical miles offshore
  • Fishing gear, water ski equipment and diving equipment
  • Storm

This is only a summary, refer to the Product Disclosure Statement (PDS) for more information on what is and isn’t covered.

► Read our Boat Insurance PDS for the full breakdown

Ready for a quote?

To get a quote for Boat Insurance, you can either contact us on 1300 228 228 during business hours or request a callback.

Request a callback

Need to make a claim?

You can make a claim by contacting our partner CGU's 24/7 claims team on 13 24 80. Find out more.

Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page.

Make a claim

Important information

    *Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

    Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the Target Market Determination (TMD) and relevant Product Disclosure Statement (PDS), available here and Target Market Determinations (TMD) to see if the product is right for you.