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Variable Rate Home Loan

Our variable rate home loan delivers great value, and will suit most home-buyers' eligibility criteria.

3.44% p.a.

Variable rate

3.44% p.a.

Comparison rate

Key benefits

Redraw facility available

Redraw facility available

So you can access your funds when you need to

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100% offset

Your offset account will help you to pay off your loan quicker, with a flexible repayment

Principal and interest and interest only options

Flexible repayment options

Repay your loan monthly, fortnightly or weekly

Easy pre-approval valid for 3 months

Easy pre-approval valid for three months

Don't miss out, get pre-approved

Loan details

Maximum term30 Years
Minimum loan$10,000
Maximum loan$2,500,000
Redraw available
Maximum Loan to Value Ratio (LVR) – with Lenders Mortgage Insurance (LMI)95%
Maximum Loan to Value Ratio (LVR) – without Lenders Mortgage Insurance (LMI)80%
Principal and interest
Interest only available at different interest rates
Interest rate3.44% p.a.
Comparison rate3.44% p.a.
Establishment fee$0.00
Annual fee$0.00

Loan Repayments


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Important information


    Download Credit Guide

    Create a Home Loan Key Facts Sheet