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Line of Credit Loan

If you have equity in your home, you could consider a line of credit home loan and use the money to fund home renovations, a holiday or a new car.
7.74% p.a.

Variable rate

Key benefits

No establishment fee

No establishment fee

Save with no upfront establishment fee

Easy access to funds

Easy access to funds

When and where you want with Visa Debit, BCU iBank and the BCU Bank app

No annual fee

No annual fee

Save with no ongoing annual fees

Interest charged

Interest charged

Only on the outstanding loan balance

Loan details

Maximum termN/A
Minimum loan$250,000
Redraw available
Maximum Loan to Value Ratio (subject to credit policy) 80%
Principal and interest
Interest only available at different interest rates
Interest rate7.74% p.a.
Comparison rate0.00
Establishment fee$0.00
Annual fee$0.00

Important information

Lending criteria and fees and charges apply. Terms and conditions apply and are available on request.

Download Credit Guide

Create a Home Loan Key Facts Sheet

View LMI Information Fact Sheet