Make the most of your capital
Line of Credit Loan
If you have equity in your home, you could consider a line of credit home loan and use the money to fund home renovations, a holiday or a new car.
7.74% p.a.
Variable rate
Key benefits
No establishment fee
Save with no upfront establishment fee
Easy access to funds
When and where you want with Visa Debit, BCU iBank and the BCU Bank app
No annual fee
Save with no ongoing annual fees
Interest charged
Only on the outstanding loan balance
Loan details
| Maximum term | N/A |
| Minimum loan | $250,000 |
| Redraw available | |
| Maximum Loan to Value Ratio (subject to credit policy) | 80% |
| 100% offset account | |
| Principal and interest | |
| Interest only available at different interest rates |
| Establishment fee | $0.00 |
| Annual fee | $0.00 |
Important information
Lending criteria and fees and charges apply. Terms and conditions apply and are available on request.
Download Credit Guide
Create a Home Loan Key Facts Sheet