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Line of Credit Loan

If you have equity in your home, you could consider a line of credit home loan. You could use it to fund any reasonable purpose such as a renovation, travel, or a deposit on a property.

3.49% p.a.

Variable rate

Key benefits

Easy pre-approval valid for 3 months

Interest Charged

only on the outstanding loan balance

Access funds for any number of uses

Easy access to funds

when and where you want with Visa Debit, bcu iBank and the bcu Connect app

Easy online application

Simple online application

It's quick and easy

Easy online application

Generous maximum loan size

Borrow up to $2,500,000

Loan details

Maximum termN/A
Minimum loan$250,000
Maximum loan$2,500,000
Redraw available
Maximum Loan to Value Ratio (LVR) – with Lenders Mortgage Insurance (LMI)N/A
Maximum Loan to Value Ratio (LVR) – without Lenders Mortgage Insurance (LMI)80%
Principal and interest
Interest only available at different interest rates
Interest rate3.49% p.a.
Comparison rate
Establishment fee$600.00
Annual fee$0.00

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Important information


Credit eligibility criteria, terms & conditions, fees & charges apply.

    Download Credit Guide

    Create a Home Loan Key Facts Sheet