Line of Credit Loan
If you have equity in your home, you could consider a line of credit home loan. You could use it to fund any reasonable purpose such as a renovation, travel, or a deposit on a property.
3.49% p.a.
Variable rate
Key benefits
Interest Charged
only on the outstanding loan balance
Easy access to funds
when and where you want with Visa Debit, bcu iBank and the bcu Connect app
Simple online application
It's quick and easy
Generous maximum loan size
Borrow up to $2,500,000
Loan details
| Maximum term | N/A |
| Minimum loan | $250,000 |
| Maximum loan | $2,500,000 |
| Redraw available | |
| Maximum Loan to Value Ratio (LVR) – with Lenders Mortgage Insurance (LMI) | N/A |
| Maximum Loan to Value Ratio (LVR) – without Lenders Mortgage Insurance (LMI) | 80% |
| 100% offset account | |
| Principal and interest | |
| Interest only available at different interest rates |
| Establishment fee | $600.00 |
| Annual fee | $0.00 |
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Important information
Credit eligibility criteria, terms & conditions, fees & charges apply.
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