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Line of Credit Loan

If you have equity in your home, you could consider a line of credit home loan and use the money to fund home renovations, a holiday or a new car.

3.49% p.a.

Variable rate

Key benefits

Easy pre-approval valid for 3 months

Interest Charged

only on the outstanding loan balance

Access funds for any number of uses

Easy access to funds

when and where you want with Visa Debit, bcu iBank and the bcu Connect app

Easy online application

Simple online application

It's quick and easy

Easy online application

Generous maximum loan size

Borrow up to $2,500,000

Loan details

Maximum termN/A
Minimum loan$250,000
Maximum loan$2,500,000
Redraw available
Maximum borrowing amount up to the property value (with LMI)N/A
Maximum borrowing amount up to the property value (without LMI)80%
Principal and interest
Interest only available at different interest rates
Interest rate3.49% p.a.
Comparison rate
Establishment fee$600.00
Annual fee$0.00

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Important information


Lending criteria and fees and charges apply. Terms and conditions apply and are available on request.

Download Credit Guide

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