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Fixed Rate Home Loan

Secure a low rate with our Owner Occupied Fixed-Rate Home Loan.

Enquire now online, and one of our local home loan specialists will contact you to discuss your specific needs.

1.98% p.a.

Fixed rate

3.76% p.a.

Comparison rate

Key benefits

Low fixed interest rate

Low fixed interest rate

Giving you peace of mind

No annual fee

No annual fee

Save with no ongoing annual fees

Lock in your rate

Lock in your rate

Know what your repayments will be

Flexible loan term options

Flexible fixed term options

Lock in a fixed rate for up to five years

All Owner Occupied Principal & Interest Fixed Rates

ProductsInterest Rate Comparison Rate 4
Fixed Rate: 1 year2.19%3.96%
Fixed Rate: 2 year1.98%3.76%
Fixed Rate: 3 years2.06%3.61%
Fixed Rate: 4 years2.19%3.50%
Fixed Rate: 5 years2.59%3.52%

Loan details

Maximum term30 years
Minimum loan$20,000
Maximum loan$2,500,000
Redraw available
Maximum Loan to Value Ratio (LVR) – with Lenders Mortgage Insurance (LMI)95%
Maximum Loan to Value Ratio (LVR) – without Lenders Mortgage Insurance (LMI)80%
Principal and interest
Interest only available at different interest rates
Interest rate1.98% p.a.,
Comparison rate3.76% p.a.
Establishment fee$0.00
Annual fee$0.00

Loan Repayments


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Important information


Credit eligibility criteria, terms & conditions, fees & charges apply.

    Download Credit Guide

    Create a Home Loan Key Facts Sheet