Fixed Rate Home Loan
Secure a low rate and enjoy the certainty of repayments, with our owner occupied Fixed-Rate home loan.
Enquire now online, and one of our local home loan specialists will contact you to discuss your specific needs.
Key benefits
Low fixed interest rate
Giving you peace of mind
No annual fee
Save with no ongoing annual fees
Lock in your rate
Know what your repayments will be
Flexible fixed term options
Lock in a fixed rate for up to five years
All Owner Occupied Principal & Interest Fixed Rates
| Products | Interest Rate | Comparison Rate |
|---|---|---|
| Fixed Rate: 1 year | 1.67% | 3.84% |
| Fixed Rate: 2 year | 1.78% | 3.66% |
| Fixed Rate: 3 years | 1.99% | 3.53% |
| Fixed Rate: 4 years | 2.29% | 3.48% |
| Fixed Rate: 5 years | 2.49% | 3.43% |
Fixed rate loans will revert to the applicable variable rate at the end of the fixed rate period. View all loan interest rates.
Loan details
| Maximum term | 30 years |
| Minimum loan | $20,000 |
| Maximum loan | $2,500,000 |
| Redraw available | |
| Maximum borrowing amount up to the property value (with LMI) | 95% |
| Maximum borrowing amount up to the property value (without LMI) | 80% |
| 100% offset account | |
| Principal and interest | |
| Interest only available at different interest rates |
| Establishment fee | $0.00 |
| Annual fee | $0.00 |
Loan Repayments
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Important information
Comparison rate based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.
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