Fixed Rate Home Loan
Secure a low rate with our Owner Occupied Fixed-Rate Home Loan.
Enquire now online, and one of our local home loan specialists will contact you to discuss your specific needs.
Key benefits
Low fixed interest rate
Giving you peace of mind
No annual fee
Save with no ongoing annual fees
Lock in your rate
Know what your repayments will be
Flexible fixed term options
Lock in a fixed rate for up to five years
All Owner Occupied Principal & Interest Fixed Rates
| Products | Interest Rate | Comparison Rate 4 |
|---|---|---|
| Fixed Rate: 1 year | 2.19% | 3.96% |
| Fixed Rate: 2 year | 1.98% | 3.76% |
| Fixed Rate: 3 years | 2.06% | 3.61% |
| Fixed Rate: 4 years | 2.19% | 3.50% |
| Fixed Rate: 5 years | 2.59% | 3.52% |
Loan details
| Maximum term | 30 years |
| Minimum loan | $20,000 |
| Maximum loan | $2,500,000 |
| Redraw available | |
| Maximum Loan to Value Ratio (LVR) – with Lenders Mortgage Insurance (LMI) | 95% |
| Maximum Loan to Value Ratio (LVR) – without Lenders Mortgage Insurance (LMI) | 80% |
| 100% offset account | |
| Principal and interest | |
| Interest only available at different interest rates |
| Establishment fee | $0.00 |
| Annual fee | $0.00 |
Loan Repayments
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Important information
Credit eligibility criteria, terms & conditions, fees & charges apply.
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