Thinking about refinancing? Whether you already have a personal loan with BCU Bank or you're looking to switch from another lender, we're here to make the process as straightforward as possible.
Why refinance?
There are a few common reasons people choose to refinance a personal loan:
- Lock in a lower interest rate – reduce your repayments and save money over the life of your loan.
- Access extra funds – top up your loan to help pay for something new.
- Consolidate your debt – combine multiple debts into one easy-to-manage repayment.
Whatever your reason, we’ll help you find a personal loan that fits your goals and makes sense for you.
Ready to refinance?
Already with BCU?
You might be able to top up your existing loan or switch to a more suitable option with a lower fixed rate or better features.
Switching from another bank?
We’ll support you every step of the way. You’ll stay in control and decide when and how your old loan is paid out.
Because we're here to help
Apply over the phone or in person
Call us on 1300 228 228 or chat to the team at your local branch.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!