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What happens if there are insufficient funds in my account for a PayTo payment?

It is your responsibility to ensure you have sufficient available funds in your account to process the PayTo payment when it is due. If there are not enough funds, the payment won't be made. If the payment isn’t made both you and the service provider will be notified.

The service provider may contact you to arrange an alternative payment method. No record of the failed payment will appear on your transaction history.