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Personal loan interest rates

The rates outlined below are effective 26 October 2023. Rates are subject to change and may change at any time including between the time you apply for a personal loan and when your loan is funded.

New Car Loan

Variable rate
Comparison rate*
6.49% p.a. 6.80% p.a.

Freedom Loan - Unsecured

Variable rate
Comparison rate*
9.30% p.a. 9.59% p.a.

Personal loans no longer available

The interest rates below are the current interest rates for our personal loan products that are no longer available for sale.

Variable rate
Comparison rate*
7.58% p.a. N/A

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Important information

The rates outlined below are effective 10 April 2025. Rates are subject to change and may change at any time including between the time you apply for a term deposit account and when your account is opened.

Banking and credit products issued by Police & Nurses Limited (BCU Bank).

*Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates quoted may vary depending on loan purpose and security offered.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.