Business Lending products may have an Annual Percentage Rate that is comprised of a Reference Rate being the Bank Bill Swap Rate (BBSW) plus the margin rate as disclosed in your Loan Contract. Your Annual Percentage Rate can be viewed in Internet Banking.
Below is the BBSW 1 month mid rate as published by the Australian Stock Exchange on the first business day (NSW) of each calendar month:
Business lending
| Effective date | Reference rate |
|---|---|
| 2 June 2025 | 3.7500% p.a. |
| 1 May 2025 | 3.9500% p.a. |
| 1 April 2025 | 4.0908% p.a. |
| 3 March 2025 | 4.0875% p.a. |
| 3 February 2025 | 4.2425% p.a. |
| 2 January 2025 | 4.3225% p.a. |
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Important information
The rates outlined below are effective 10 April 2025. Rates are subject to change and may change at any time including between the time you apply for a term deposit account and when your account is opened.
Banking and credit products issued by Police & Nurses Limited (BCU Bank).