Business Lending products may have an Annual Percentage Rate that is comprised of a Reference Rate being the Bank Bill Swap Rate (BBSW) plus the margin rate as disclosed in your Loan Contract. Your Annual Percentage Rate can be viewed in Internet Banking.
Below is the BBSW 1 month mid rate as published by the Australian Stock Exchange on the first business day (NSW) of each calendar month:
Business lending
| Effective date | Reference rate |
|---|---|
| 2 June 2025 | 3.7500% p.a. |
| 1 May 2025 | 3.9500% p.a. |
| 1 April 2025 | 4.0908% p.a. |
| 3 March 2025 | 4.0875% p.a. |
| 3 February 2025 | 4.2425% p.a. |
| 2 January 2025 | 4.3225% p.a. |
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Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.