A redraw facility allows you to access the additional payments that you have made on your loan, less the next repayment due.
Not all loans offer the option to redraw your extra payments, so you should consider this when choosing your loan type.
You may have authorised loan redraw access when you signed your loan contract. If not, you'll need to complete the Redraw Authority Nomination form.
You can return the completed form in branch or via Secure Mail in internet banking.