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What is a bridging loan and how does it work?

A bridging loan is a short-term fully secured loan, that allows you to finance the purchase of a new home before your current home is sold.

It is also suitable for people who require finance for the construction of a new owner-occupied property while they are actively selling their existing property.

BCU Bank bridging loans are variable rate, interest only loans, with a weekly, fortnightly, or monthly repayment option. Loan terms range between six and 12 months.

For more information on bridging loans, see our Bridging Loan Target Market Determination.