Skip to main content

How much can I borrow?

The amount you may be able to borrow for a home loan or refinance depends on your income, living expenses, existing debts, and the size of your deposit. 

Our home loan borrowing power calculator can help you understand what you may be able to borrow. Just enter a few details about your income and spending – such as how much you get paid, your regular expenses and bills, and any loans or credit cards you have – and our calculator will give you an estimate based on the information you provide. 

Keep in mind that the result is a guide only. The amount you're approved to borrow will depend on your individual circumstances and our lending criteria.