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Now’s the perfect time to buy that first home
you've been dreaming about

For a limited time only, fix in your loan with bcu and enjoy a range of complimentary benefits including:

Annual Package Fee $4956

Fixed rate offers:

Year 1


3.79% p.a.1
Comparison2
4.37% p.a.

Year 2


3.79% p.a.1
Comparison2
4.35% p.a.

Year 3


3.79% p.a.1
Comparison2
4.33% p.a.

Year 4


3.99% p.a.1
Comparison2
4.38% p.a.

Apply now

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Offer for new applications only. Completed applications must be received by Monday 2 October 2017 unless advised otherwise; Special fixed-rates available for standard home loans for NSW First Home Buyers Owner Occupiers Only (New/First Loans); Maximum 90% LVR inclusive of LMI (LMI applies >80%); Standard lending criteria and fees apply including: maximum loan amount $2,500,000, establishment fee $600, valuation fee as applicable and annual-fee $495 for the fixed-rate term.

*No stamp duty is only applicable to homes purchased in NSW by first home buyers.

1 All interest rates are annual percentage rates (APR) and variable rates are subject to change.

2 Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments, with an LVR of 80% or less. These rates are for secured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

3 Monthly access product fee of $5 and Annual Rewards Credit Card Fee of $89 waived for the term of the Fixed Rate Special loan for both new and existing customers who already have a bcu Access product and/or Rewards Visa Credit Card.

4 Insurance Discount: $50.00 off on General Insurance for year 1 of the loan. The General Insurance must be for either a Home Only or Home and Contents Only policy issued by bcu. Discount applies if premium paid via customer’s bcu Access product via direct debit. Customer will be credited with $50 into their bcu Access Account on the anniversary of 1st year of their Fixed Rate Home Loan.

5 This $300.00 Voucher will be issued to NSW First Home Buyers that take a bcu First Home Buyers Home Loan package and will be issued to Buyer on completion of settlement of their property.

6 An Annual Fee of $495 applies to NSW First Home Buyers Owner Occupiers Only Fixed Rate Home Loans. Credit eligibility criteria, terms & conditions, fees & charges apply. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges.