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Now’s the perfect time to buy that first home
you've been dreaming about1

For a limited time only, fix in your loan with bcu and enjoy a range of complimentary benefits including:

Annual Package Fee $495

Fixed rate offers:

Year 1


3.79% p.a.
Comparison2
4.37% p.a.

Year 2


3.79% p.a.
Comparison2
4.35% p.a.

Year 3


3.79% p.a.
Comparison2
4.33% p.a.

Year 4


3.99% p.a.
Comparison2
4.38% p.a.

Apply now

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Credit eligibility criteria, terms & conditions, fees & charges apply.

Offer for new applications only. Completed applications must be received by Monday 2 October 2017 unless advised otherwise; Special fixed-rates available for standard home loans for NSW First Home Buyers Owner Occupiers Only (New/First Loans); Maximum 90% LVR inclusive of LMI (LMI applies >80%); Standard lending criteria and fees apply including: maximum loan amount $2,500,000, establishment fee $600, valuation fee as applicable.

*No stamp duty is only applicable to homes purchased in NSW by first home buyers.

1 Not available via brokers.

2 Comparison rates based on a $150,000 loan over 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 Monthly access product fee of $5 and Annual Rewards Credit Card Fee of $89 waived for the term of the Fixed Rate Special loan for both new and existing customers who already have a bcu Access product and/or Rewards Visa Credit Card.

4 Insurance Discount: $50.00 off on General Insurance for year 1 of the loan. The General Insurance must be for either a Home Only or Home and Contents Only policy issued by bcu. Discount applies if premium paid via customer’s bcu Access product via direct debit. Customer will be credited with $50 into their bcu Access Account on the anniversary of 1st year of their Fixed Rate Home Loan.

5 This $300.00 Voucher will be issued to NSW First Home Buyers that take a bcu First Home Buyers Home Loan package and will be issued to Buyer on completion of settlement of their property.