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Classic Credit Card

Classic Credit Card

Score a great rate with a bcu classic credit card

11.80% p.a.

Key benefits

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Fast approvals

You could be approved for your new credit card in as little as 30 mins2

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For purchases - one of the best rates around

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Up to 55 days interest free

Being able to buy now and then pay later is one of the biggest advantages of a credit card

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24 hour fraud monitoring

This allows us to detect suspicious activity as early as possible, minimising losses and keeping your money safe.

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Finer details

24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000
Minimum credit limit$500
Must be 18+ years
Interest on purchase rate11.80%
Cash advance rate14.80%
Interest-free periodup to 55 days on purchases only
Annual fee$45.00
Late payment fee$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater.

Important things you should know