Key facts about this credit card

Correct as at: Friday, 28th of October 2016

Bananacoast Community Credit Union Ltd
Australian Credit Licence Number: 241077

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Description of credit card

Product name bcu Classic Credit Card
Minimum credit limit $500.00
Minimum repayments 3% of the closing balance or $10.00, whichever is the greater.
Interest on purchases 11.80% p.a.
Interest-free period up to 55 days on purchases only
Interest on cash advances 11.80% p.a.
Annual fee $40.00
Late payment fee $0.00

There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from
For more information on choosing and using credit cards visit the ASIC consumer website at

The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting or by contacting us on 1300 228 228.