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Credit Card Key Facts Sheet

Key facts about this credit card

Correct as at: Thursday, 23rd of May 2024

bcu, a division of Police & Nurses Limited
ABN 69 087 651 876 Australian Credit Licence / AFSL 240701

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Description of credit card

Product name bcu Classic Credit Card bcu Rewards Credit Card
Minimum credit limit $500.00 $500.00
Minimum repayments 3% of the closing balance or $10.00, whichever is the greater. 3% of the closing balance or $10.00, whichever is the greater.
Interest on purchases 11.95% p.a. 13.05% p.a.
Interest-free period up to 55 days on purchases only up to 55 days on purchases only
Interest on cash advances 14.80% p.a. 14.80% p.a.
Annual fee $45.00 $89.00
Late payment fee $5.00 $5.00

There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from https://www.bcu.com.au/images/pdf/credit-card-conditions-of-use.pdf.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au

The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.bcu.com.au or by contacting us on 1300 228 228.