Introducing the Police & Nurses Limited Board

Meet our Company Directors

The P&N Group Board is committed to ensuring we continue to meet our members' needs in every way.

Stephen (Steve) Craig Targett – Chair

FAICD MAIEx (Diploma)

Steve is the former Chair of BCU Bank and the Deputy Chair of Police & Nurses Limited. In previous roles, Steve was the CEO of RACQ Bank and led a world first merger of a Mutual Bank and Auto Club. He also successfully launched the new member-owned RACQ Bank in September, 2017. Steve has held large global roles running bank divisions, including CEO positions at National Australia Group, Europe and ANZ Japan and held Directorships at Clydesdale Bank, Yorkshire Bank, Northern Bank, National Irish Bank, and National Bank of New Zealand. He is the only Australian to be elected to the Board of the New York based International Swaps and Derivatives Association and was a previous Chair of the Australian Financial Markets Association. More recently, Steve was Deputy Chair of P&Cs Queensland, and a Director of Cuscal and TAS Managed Services. Joined the Board in 2019. Ex officio member of Audit, Risk and Board Governance & Remuneration Committee.

Mr Stephen (Steve) Craig Targett – Deputy Chair

Ms Louise Clarke

GAICD BBus Director

Louise is a former Director of the BCU Bank Board. Louise is a senior leader who brings over 30 years’ experience from the financial services sector working with companies State Street Bank and Trust Company, Schroders Australia and Ernst and Young. Louise’s early career focussed on operational management roles, and in later years in Senior Executive positions in Australia and Asia. As the COO for State Street Bank in Sydney, Louise worked with local regulators implementing frameworks around ethical values, risk and culture. Louise’s passion for developing people and building teams around culture has led her into executive and leadership coaching. In this role Louise works with leaders and teams to support organisational change. Louise has held Non-Executive director roles with the Australian Payments Clearing Association and the Australian Financial Markets Operations Association. Joined the Board in 2019. Member of the Risk Committee and Board Governance & Remuneration Committee.

Ms Louise Clarke

Julie Ann Elliott


Principal with Nous Group with 35 years experience across retail banking, commercial banking, payments, wealth management, project management, accounting and audit. Joined the P & N Board in November 2016. Board Governance & Remuneration Committee Chair and Audit Committee member.

Julie Ann Elliott

Gary Humphreys

GAICD AMP173 Director

Gary is a former Director of the BCU Bank Board. In previous roles Gary was the Deputy CEO and Chief Operating Officer of Essential Energy (Australia’s largest electricity distribution network). Prior to this Gary was a senior Executive with Country Energy and Advance Energy, both electricity companies based in regional and rural NSW. Before joining the electricity industry he had ten years in the banking industry with the State Bank of NSW and Colonial. Gary brings over 20 years of experience operating large corporations with a proven track record in the areas of corporate governance, strategic planning, financial management and customer service. Gary lives in Port Macquarie and is an active member of the local community, and in particular local sporting associations. He also holds several other Directorship roles including the non-for-profit organisation Cancer Patients’ Assistance Society of NSW. Joined the Board in 2019. Audit Committee Chair, and Risk Committee member.

Mr Gary Humphreys

Trevor Joel Hunt


Extensive retail banking and financial services experience. Joined the P&N Board as a member elected Director in November 2018. Risk Committee Chair and Board Governance & Remuneration Committee member.

Trevor Joel Hunt

Monish Paul


Monish has over 20 years’ experience shaping and executing corporate strategy and digital transformation across a range of industries both in the public and private sector. With substantial executive experience working for IBM, Deloitte, Arthur Andersen and the Federal and WA State Governments, Monish has advised ASX 200 clients on the intersection of technology and business reinvention in Australia, spanning design, development and execution to transform organisations.

He is currently a Board Director for Western Power, Landgate and Therapy Focus, and was Chair of the P&N Bank Brand Advisory Council. Joined the Board in 2022. Member of the Risk and Audit Committees.

Monish Paul

Our CEO / Executive Director

Andrew Douglas Hadley


CEO of P&N Bank since January 2014 and Board appointed Director since 24 October 2016, with over 25 years financial services experience in Strategy, Operations, Marketing, Sales & Distribution.

Andrew Douglas Hadley