The Debt Investor Centre provides information and documentation relating to P&N Group's wholesale funding programs and securitisation transactions, including transaction reporting, investor notices, and related materials.
Access to this information is restricted to wholesale and other eligible investors and is subject to the terms and conditions below.
By continuing, you confirm that you are eligible to access the Debt Investor Centre and agree to be bound by the terms and conditions.
The information and documents available in this Investor Centre relate to the wholesale funding programs and securitisation transactions of Police & Nurses Limited (ABN 69 087 651 876) (“PNL”) and, where applicable, its related entities and associated securitisation trusts.
Please read the following terms carefully before accessing the Investor Centre.
Intended audience
The information in this Investor Centre is intended only for persons who are:
- not a “retail client” within the meaning of section 761G of the Corporations Act 2001 (Cth) (“Corporations Act”);
- a professional investor, sophisticated investor or other person to whom disclosure is not required under Parts 6D.2 or 7.9 of the Corporations Act; and
- lawfully able to receive and access the information under the laws of the jurisdiction in which they are located.
The information is not intended for, and must not be accessed by or distributed to, retail clients.
No offer or financial advice
The information in this Investor Centre is provided for general information and record-keeping purposes only.
It does not constitute, and must not be construed as:
- an offer, invitation, recommendation or solicitation to issue, sell, purchase or subscribe for any securities or other financial products;
- financial product advice, investment advice or a recommendation;
- legal, tax, accounting, regulatory or other professional advice; or
- a representation that any securities will be issued or made available.
The information has been prepared without taking into account any person’s objectives, financial situation, needs or circumstances. You should make your own assessment of the information and obtain independent financial, legal, tax, accounting and other professional advice before making any investment decision.
Offering documents prevail
Any offer or issue of securities will be made only under the applicable information memorandum, offering circular, prospectus, pricing supplement, issue supplement, transaction document or other formal offering documentation.
You should review the applicable offering documents in full before making an investment decision. If there is any inconsistency between information in this Investor Centre and an applicable offering document, the offering document prevails.
Unless expressly stated in an applicable offering document, information in this Investor Centre:
- does not form part of;
- is not incorporated by reference into; and
- does not amend, supplement or update,
any information memorandum, offering circular, prospectus or other offering document.
Information may change
Information in this Investor Centre is current only as at the date specified in the relevant document or material. It may be changed or withdrawn without notice.
To the maximum extent permitted by law, PNL and its related entities do not represent or warrant that information in the Investor Centre is accurate, complete, current or suitable for any particular purpose. PNL is not obliged to update information in this Investor Centre merely because facts or circumstances change after its date.
Historical information, including information concerning past financial or transaction performance, is not necessarily indicative of future performance.
Forward-looking information
The Investor Centre may contain forward-looking statements, forecasts, estimates, opinions, targets, projections or statements concerning future circumstances, performance, results, funding, capital, economic conditions or business strategies.
Forward-looking information is based on assumptions, expectations and information available at the date it is made. It is subject to known and unknown risks, uncertainties and other factors, many of which are outside PNL’s control. Actual outcomes may differ materially from those expressed, implied or anticipated.
Forward-looking information is provided as a general guide only. It is not a guarantee, representation or prediction of future performance. Except as required by law, PNL does not undertake to update or revise forward-looking information to reflect events or circumstances occurring after the date of the relevant information.
Credit ratings
A credit rating is not a recommendation to buy, sell or hold securities and may be subject to revision, suspension or withdrawal at any time by the applicable rating agency. Each credit rating should be evaluated independently of any other credit rating.
Any credit rating disclosed in this Investor Centre is made available only to a person (a) who is not a “retail client” within the meaning of section 761G of the Corporations Act and is also a sophisticated investor, professional investor or other investor in respect of whom disclosure is not required under Parts 6D.2 or 7.9 of the Corporations Act, and (b) who is otherwise permitted to receive credit ratings in accordance with applicable law in any jurisdiction in which the person may be located.
No Australian Government guarantee or Financial Claims Scheme protection
Securities and other investments described in this Investor Centre, including medium term notes and securitisation securities, are not deposit liabilities with PNL for the purposes of the Banking Act 1959 (Cth) (“Banking Act”). They are not protected accounts for the purposes of the Australian Financial Claims Scheme established under Division 2AA of Part II of the Banking Act and are not guaranteed by PNL, the Australian Government or any other person, except to the extent expressly stated in the applicable transaction documents.
Securitisation information
Information concerning a securitisation trust, asset pool, transaction or class of securities relates only to that trust, transaction or class unless expressly stated otherwise.
The assets and liabilities of one securitisation trust or transaction are separate from those of another securitisation trust or transaction. Investors should refer to the applicable offering and transaction documents for the rights, obligations, risks and recourse arrangements applying to a particular issue.
Geographic restrictions
The distribution of information and the offer or sale of securities may be restricted by law in certain jurisdictions.
You are responsible for informing yourself about and observing all applicable restrictions. You must not access, use, reproduce or distribute information from this Investor Centre if doing so would breach the laws or regulatory requirements of any jurisdiction.
Nothing in this Investor Centre constitutes an offer of securities in any jurisdiction in which an offer would be unlawful.
United States restrictions
Unless the applicable offering documents expressly provide otherwise, the securities described in this Investor Centre have not been and will not be registered under the United States Securities Act of 1933 or the securities laws of any state or other jurisdiction of the United States.
The securities may not be offered, sold or delivered in the United States or to, or for the account or benefit of, a “U.S. person” as defined in Regulation S under the United States Securities Act of 1933, except in a transaction exempt from, or not subject to, the applicable registration requirements.
No onward distribution
You must not directly or indirectly provide, reproduce or distribute information from this Investor Centre to:
- a retail client;
- a person who is not entitled to receive it under applicable law; or
- any person in a jurisdiction where its distribution would be unlawful,
except PNL’s prior written consent or as otherwise permitted by the applicable offering documents and applicable law.
Liability
To the maximum extent permitted by law, PNL, its related entities and their respective officers, employees, agents and advisers exclude liability for any loss or damage arising from:
- access to or use of the Investor Centre;
- reliance on information contained in or accessed through it;
- any omission, error, delay or interruption; or
- access to the Investor Centre by a person who is not entitled to access it.
Nothing in these terms excludes, restricts or modifies any right or liability that cannot lawfully be excluded, restricted or modified.
By continuing, I acknowledge and agree that:
- I have read, understood, and accept the terms above.
- I meet the requirements in the terms to access the information in the Investor Centre.
- I will not directly or indirectly distribute information from the Investor Centre to a retail client or any other person who is not entitled to receive it under applicable law.
- I understand that the information is not an offer, financial product or other professional advice or a recommendation, and that I must rely on the applicable offering documents and my own independent assessment and obtain professional advice.