Business finance

  • Competitive interest rate
  • Repayment flexibility
  • Free redraw & loan
    offset functionality subject
    to criteria

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Loan amount
  minimum loan
  maximum loan
Loan term
  maximum term - unsecured
  maximum term - motor vehicle
  maximum term - mortgage secured
Loan to valuation ratio
  maximum LVR - residential property 4
  maximum LVR - deposit
  maximum LVR - motor vehicle
  maximum LVR - commercial property
  maximum LVR - commercial land
  maximum LVR - specialised
  maximum LVR - purpose built commercial property
  maximum LVR - rural
  maximum LVR - leasehold property
Loan repayment
  principal & interest
  interest only 2
Other features
  minimum redraw amount
  offset facility
Summary of fees
  establishment fee
  overdraft facility management fee half yearly
  annual loan fee
  loan redraw fee
  early loan repayment fee
  switching fee (variable to fixed)
  fixed rate lock-in fee
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Print fact sheet  Reset table
Standard variable
Discounted variable
Maximum discounted variable
Overdraft
Line of credit
Commercial development loan
Fixed rate
Self Managed Super Fund (SMSF) variable rate
Self Managed Super Fund (SMSF) fixed rate
 
                 
$5,000 $150,000 $250,000 $5,000 $20,000 $50,000 $5,000 $100,000 $100,000  
$149,999 $249,999 $6m $6m $6m $6m $6m $2.5m $2.5m  
                 
7 years not available not available annual review not available not available not available not available not available  
10 years not available not available annual review not available not available not available not available not available  
25 years 25 years 25 years annual review annual review 2 years 1-5 years 1 25 years 1-5 years 1  
                 
90% 90% 90% 90% 90% 80% 90% 80% 80%  
100% 100% 100% 100% 100% 100% 100% not available not available  
80% not available not available not available not available not available not available not available not available  
70% 70% 70% 70% 70% 70% 70% 70% 70%  
65% 65% 65% 65% 65% 65% 65% n/a not available  
65% 65% 65% 65% 65% 65% 65% n/a not available  
65% 65% 65% 65% 65% 65% 65% n/a not available  
65% 65% 65% 65% 65% 65% 65% n/a not available  
40% 40% 40% not available 40% n/a 40% n/a not available  
                 
         n/a n/a              
   n/a n/a          
                 
$5,000 $5,000 $5,000 n/a n/a n/a n/a n/a n/a  
   crossIcon crossIcon crossIcon crossIcon  crossIcon  crossIcon   
                 
contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu  contact bcu   
contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu contact bcu  
$0 $0 $0 $0 $0 $0 $0 $0  $0   
$0 $0  $0  n/a n/a n/a n/a n/a n/a  
n/a n/a n/a n/a n/a $0  3 $0  3  
$750  $750  $750  $750  $750  n/a n/a $750 n/a  
crossIcon crossIcon  crossIcon  crossIcon  crossIcon  crossIcon  0.15% of loan amount n/a 0.15% of loan amount  

1. Loan reverts to the applicable variable rate (standard or discount) on maturity of fixed term.
2. Interest only (maximum 5 years).
3. An early repayment adjustment may be applicable when fixed rate loans are terminated, varied or prepaid during the fixed rate period.
4. Lenders Mortgage Insurance required at borrower's expense where LVR is above 80%.