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Senior Property Finance Manager

We’re bcu. We’re proudly based in NSW and QLD,  and are part of the one of the largest customer-owned banking Groups in Australia. Driven by our long held belief in the value of mutuality, we strive to achieve success on behalf of our customers, our communities and each other with passion, energy and commitment.

bcu began in the banana growing area of New South Wales fifty years ago and has grown in size with a footprint that now delivers contemporary banking services from the Sunshine coast in Queensland to Port Macquarie in NSW. 
With regional offices in Coffs Harbour and Brisbane, we provide a genuine banking alternative to those who seek competitive and convenient retail and business banking services, convenient digital and mobile banking, outstanding customer experiences and a community spirit that lives in the regions where we operate. In fact, our very purpose is to enrich the lives of our customers and their communities.

bcu customers interact with our dedicated teams through our 22 branches, our local Contact Centre, modern digital banking channels and bcu’s mobile retail and business banking lenders who are active in the communities in which they work. 

We stand for empowering our people and customers and value innovation, agility and the ability to develop strong relationships.  Our workplace is collaborative and engaging where our people can learn, develop and thrive.
We’ve recently embarked on an exciting and significant digital transformation to build a bank of the future for our current and future customers. And, we’re on the lookout for more talented people to join our team.

With significant employee benefits such as paid parental leave, purchase leave, employee education scheme and leadership and professional development, this role might be for you…

bcu is seeking an experienced Senior Property Finance Manager reporting into the General Manager Business Banking to join our progressive team based in Brisbane.

This role is responsible for expanding the P&N Group’s Business Banking portfolio, with an emphasis on Property Finance, by providing appropriate financial solutions to business members and building profitable long term relationships;

Additionally, the role is responsible for building the P&N Group’s profile as an agile and boutique Property Finance provider within defined industry and risk parameters; and contributing to the achievement of the Business Banking strategy by delivering individual and team growth and lending objectives while optimising credit quality and client service.

Working as part of an inclusive and collaborative team your key responsibilities will include:

  • Responsible for Property Finance transactions and associated customer relationships and loan portfolios, contributing to achieving the lending and retention targets of the Business Banking division.
  • Source and develop new business leads and connections including leveraging third party relationship channels to grow the portfolio and revenues in Property Finance, with a specific focus on networks across South East Queensland and Northern NSW.
  • Monitor trends within, and the changing needs of, financial markets and customers in order to assist with the development of banking solutions e.g. new products, services and channels with an emphasis on property lending.
  • Participate as a productive member of the Business Banking leadership team and contribute to executing strategic and operational plans and projects as required.
  • Develop suitable business solutions to meet member’s needs, in line with internal policies and regulatory standards.
  • Submission of accurate, timely, and high-quality credit proposals in line with Risk Appetite, inclusive of market & financial analysis and reviews, variations and consents, identifying and presenting mitigants for key credit related risks.
  • Ensure business lending enquiries are dealt with efficiently and competently through effective and structured client relationship management, and that retention of members is achieved through providing excellent customer service.
  • Leading, developing, mentoring, and guiding direct reports to achieve the Business Banking division’s strategic objectives.
  • Responsible for preparing reports on financial performance and trends and communicating the insights to the wider business.
  • Actively participate in community, networking and promotion events as required to build and maintain relationships with existing and potential members, and third-party introducers.
  • Support the GM Business Banking in the development of relevant credit policies which deliver to compliance and growth objectives.

  
To be considered for this role you should have:

  • Proven experience and extensive knowledge of property finance practices and strategies.
  • Proven negotiation and problem-solving skills required to meet the complex short & long term needs of members.
  • Significant experience within the finance industry encompassing all aspects of property financing.
  • Proven track record in identifying, accessing, establishing, and developing relationships with key stakeholders and stakeholder groups.
  • Ability to analyse/understand financial data (Balances sheets, income statements, cash flow statements etc.) and present high quality credit applications.
  • Sound understanding of business banking and property lending needs.
  • Demonstrated ability to convey strategic messages and ideas in a clear and precise manner.
  • Demonstrated ability to make sound business decisions under pressure and time constraints.
  • Ability to analyse risks of a proposal and use the P&N Group’s policies and procedures to manage risk.
  • Advanced level of credit skills to structure a credit submission and provide recommendations on highly complex lending applications.
  • Experience in leading, managing, and coaching staff to achieve objectives.
  • Tertiary qualifications in business, financial services, management & accounting (desirable).
  • Omega sales and / or similar credit training qualifications or similar (e.g. FINSIA, TAFE etc.) (desirable).

If this sounds like you and you would like to apply, please submit a Covering Letter addressing the above criteria, as well as a current CV, by COB Thursday 02nd June 2022 and complete the online application form and email to recruitment@bcu.com.au. To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency status.

The successful candidate will be required to submit to and pass an assessment deeming them fit to work within the finance industry. (Please read our bcu Privacy Notification for job applicants and bcu Privacy Policy)

 

bcu is a division of Police & Nurses Limited following the successful merger between Bananacoast Community Credit Union Ltd and Police & Nurses Limited. You will be employed by its subsidiary company P&N Recruitment Pty Ltd ABN 85 637 912 488

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