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Get that bread

Because your account balance deserves to rise.

It's time to save the BCU way

Your sourdough starter might need daily care and attention – but your savings don't have to. Our savings accounts do the hard work for you, so you can grow your dough without the daily maintenance.

Competitive rates

To help your savings rise.

Secure online banking

Where your money’s protected around the clock.

Flexible savings options

So you can choose the one that suits your goals.

Local support

Friendly, local, and always ready to help.


Find the right savings account for you

From simple starters to powerhouse accounts, BCU has three great ways to grow your dough. Compare our savings accounts to find the one that fits your goals best.

Boss Saver

Deposit at least $500 into your Access Account, make five card transactions each month, and earn bonus interest on your savings – even if you make withdrawals.

Up to

4.50
% p.a.

Standard + bonus variable rate

Power Saver

Deposit at least $100 each month and resist withdrawals to earn bonus interest. Dip in and you’ll still earn the base rate – but staying on track keeps your savings rising.

Up to

4.35
% p.a.

Standard + bonus variable rate

Bonus Saver

An introductory rate paid on your savings for the first four months, as a treat. You can withdraw if you need to – the introductory rate is valid for the full four-month period.

Up to

4.25
% p.a.

Variable rate for the first 4 months

Knead to know how your dough could grow?

Discover how your money could grow over time with the help of our handy savings calculator. 

Because we're here to help

Talk to the team

Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.

Find your local branch

You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!

Get answers online

Check out our how-to guides, search our FAQs, and find support services.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.