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This car and personal loan repayment calculator can help you discover how much your regular loan repayments would be, as well as how much interest you could save with some extra repayments.

Personal loan repayment calculator

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Frequently asked questions

It’s easy to use our personal loan repayment calculator to get an indication of your personal loan repayments on a New Car Loan or Unsecured Personal Loan based on the amount you wish to borrow. You can also use the calculator to understand the benefit that making extra repayments will have on your loan term and total interest payable.

  1. Choose your loan type – a New Car Loan or an Unsecured Personal Loan.
  2. Enter how much money you want to borrow in the loan amount.
  3. Adjust the loan term slider to the number of years you will be repaying the loan over.
  4. Select a monthly, fortnightly, or weekly repayment frequency.
  5. If you wish to make extra personal loan repayments, choose ‘Save With An Extra Repayment’ and add your extra repayment amount and payment frequency.

The repayment chart will automatically change as you adjust each option in the calculator, making it easy for you to compare different personal loans and potential cost savings.

A personal loan is money borrowed from a financial institution such as a bank, that must be repaid in instalments over an agreed period of time. You can apply for a personal loan with bcu or check what your repayments could be with our personal loan repayment calculator.

The amount you can borrow for a personal or car loan will depend on your individual circumstances, such as your income and expenditure, as well as whether the loan is secured or unsecured. Use our personal loan repayment calculator to get a better idea of loan amounts and repayments.

A secured car loan is a type of secured personal loan where an asset such as a car is used as collateral or security on the loan. Secured loans typically have lower interest rates because the security means the lender has less risk of not recovering their money. You can apply for a secured car loan with bcu, or use our secured car loan calculator above to work out what your loan repayments would be.

Unsecured personal loans don’t require any kind of collateral or security. Instead, the lender will solely rely on you meeting their lending criteria as an assurance you will be able to repay the personal loan amount. Unsecured loans typically have higher interest rates to offset the increased risk to the lender.

To make changes to your personal loan with bcu, you can call us on 1300 228 228, email This email address is being protected from spambots. You need JavaScript enabled to view it. or visit us in person at one of our branches.

You can apply for a personal or car loan with bcu by visiting us in person at one of our branches or by applying online.