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Make your money work harder for you

Advantage Saver

A combined access & savings product for self-funded retirees and people receiving an eligible pension.

To be eligible for the bcu advantage saver, applicants must be aged 18+ and currently receive one of the following pensions:

  • Aged Pension
  • Dept. of Veterans Affairs Pension
  • Disability Pension
  • Carer's Pension

OR are a self-funded retiree aged 55+.

Key features

Bonus interest

Earn interest on every dollar

Make the most of your money with our highly competitive interest rates.



Link your financial account to a mobile number or email address for convenience.

Hand holding credit card

Visa Debit with PayWave

Easy access to your money online, over the phone and anywhere in the world where Visa is accepted.

bcu ActivePay

bcu ActivePay

Access your money on the go with bcu's ActivePay wristband.

Savings interest rates

bcu advantage saver
$0 - $1,999.990.25% p.a.
$2,000 - $47,999.991.35% p.a.
$48,000 plus2.16% p.a.

View Summary of Products

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Finer details

Cheque Book
Counter Cash Deposit & Withdrawals
bcu ActivePay
Mobile banking
Secure Internet Banking
Visa Debit Card with PayWave
Staff assist withdrawal / deposit / transfers / future payment$1.00
Staff assist BPAY / Bill Payment services$0.50
Eftpos transactions$0.30
Declined eftpos transactions$0.50
Direct Debit$0.30
Internet banking - BPAY / ext transfer$0.30
bcu atm withdrawal$1.00
bcu atm balance enquiry$1.00
bcu atm declined transactions$1.00
Bank@Post deposit / declined deposit$2.50
Bank@Post withdrawal / declined withdrawal $2.50
Monthly fee$0.00