Advantage Saver
A combined access & savings product for self-funded retirees and people receiving an eligible pension.
To be eligible for the bcu advantage saver, applicants must be aged 18+ and currently receive one of the following pensions:
- Aged Pension
- Dept. of Veterans Affairs Pension
- Disability Pension
- Carer's Pension
OR are a self-funded retiree aged 55+.
Key features
Earn interest on every dollar
Make the most of your money with our highly competitive interest rates.
PayID
Link your financial account to a mobile number or email address for convenience.
Visa Debit with PayWave
Easy access to your money online, over the phone and anywhere in the world where Visa is accepted.
bcu ActivePay
Access your money on the go with bcu's ActivePay wristband.
Savings interest rates
| bcu advantage saver | |
|---|---|
| $0 - $1,999.99 | 0.25% p.a. |
| $2,000 - $47,999.99 | 1.35% p.a. |
| $48,000 plus | 2.16% p.a. |
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Finer details
| Cheque Book | |
| Counter Cash Deposit & Withdrawals | |
| bcu ActivePay | |
| PayID | |
| Mobile banking | |
| BPAY | |
| Secure Internet Banking | |
| Bank@Post | |
| Visa Debit Card with PayWave |
| Staff assist withdrawal / deposit / transfers / future payment | $1.00 |
| Staff assist BPAY / Bill Payment services | $0.50 |
| Eftpos transactions | $0.30 |
| Declined eftpos transactions | $0.50 |
| Direct Debit | $0.30 |
| Internet banking - BPAY / ext transfer | $0.30 |
| bcu atm withdrawal | $1.00 |
| bcu atm balance enquiry | $1.00 |
| bcu atm declined transactions | $1.00 |
| Bank@Post deposit / declined deposit | $2.50 |
| Bank@Post withdrawal / declined withdrawal | $2.50 |
| Monthly fee | $0.00 |