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Advantage Saver Account

A combined access & savings product for self-funded retirees and people receiving an eligible pension.

To be eligible for the bcu advantage saver, applicants must be aged 18+ and currently receive one of the following pensions:

  • Aged Pension
  • Dept. of Veterans Affairs Pension
  • Disability Pension
  • Carer's Pension

OR are a self-funded retiree aged 55+.

Savings interest rates

bcu advantage saver
$0 - $1,999.990.20% p.a.
$2,000 - $47,999.990.55% p.a.
$48,000 plus1.05% p.a.

Finer details

DescriptionRequirement
Account eligibility

Are aged 18+ and currently receive one of the following pensions:

  • Aged Pension
  • Department of Veterans Affairs' Pension
  • Disability Pension
  • Carer's Pension

OR are a self-funded retiree aged 55+

Other products required None
Minimum balance $0.00
FeatureDescriptionAvailable
Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. Yes
BPAY Pay your bills easily and securely. Yes
Direct debit Set and forget automatic payment of your regular bills. Yes
Osko 24/7 fast peer to peer payments. Yes
Cheque book For members who prefer to make payments via cheque. Available on request
Bank@Post Deposit and withdraw cash at Australia Post if you can't get to a bcu store. Yes
In-store banking Face to face service with a smile. Yes
Internet banking A convenient and secure online banking solution available 24/7. Yes
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes
bcu alerts Stay on top of your banking with alerts:
  • Avoid unnecessary fees and charges by keeping up to date on your balance.
  • Set up alerts for credits, direct debits and due payments.
Yes
DescriptionFeeNumber of free transactions
Staff assisted withdrawal / deposit / transfers / future payment $0.00 N/A
Staff assist BPAY / bill payment services $0.00 N/A
EFTPOS transactions $0.00 N/A
Declined EFTPOS transactions $0.00 N/A
Cheques drawn against your bcu account $0.00 N/A
Direct debit $0.00 N/A
Internet banking - BPAY / external transfer $0.00 N/A
bcu ATM withdrawal $0.00 N/A
bcu ATM balance enquiry $0.00 N/A
bcu ATM declined transactions $0.00 N/A
Bank@Post deposit / declined deposit $2.50 2
Bank@Post withdrawal / declined withdrawal $2.50 0
Monthly fee $0.00 N/A
Interest calculated Daily
Tiered interest rates Yes
Bonus interest No
Interest payment frequency Monthly

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Important information