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About bcu

bcu began in the early 1970s, when a small group of business owners on the NSW North Coast decided to create an alternative to the banks. Fed up with the limitations on traditional finance, and just wanting a fair go, they pooled their resources and started offering business loans to their colleagues.

40 years on, bcu’s network now spans from Port Macquarie to the Sunshine Coast, but despite our growth, we still provide a fair go banking alternative as we keep our products relevant, our fees fair and offer the little extras that many of our competitors don’t. So if you’re looking for a fair go alternative to the banks, choose bcu.

bcu history

Feature Benefit
Regional credit union No external shareholders so profits are reinvested back into our products, services and our region
Stores and atms from Port Macquarie to south-east Queensland bcu spans a wide region, so our staff are nearby to help
Committed to supporting our region Promoting employment, economic diversity and growth throughout the region
Specialising in business banking Tailored products to suit all businesses, large or small
Products to suit all ages and stages Products for children, students, households and business
Competitive rates You won't pay extra for the privilege of banking regionally
Access options Choose the accounts that suit the way you like to do your banking
1300-number for assistance Calls are answered by the nearest available store. Available for the cost of a local call.
Mobile business support Get business support where and when it suits you
Fee-free banking available Choose the features you need, save on the features you don't
Free sub-accounts Automate your savings for better results
Apply online You don’t even need to come in to a store - join online!
  • Deposits up to $250,000 are covered by the Government’s Deposit Guarantee.
    Read more information here.
  • bcu is regulated by the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC).
  • bcu offers an added tier of security for online banking with SMS Security Codes two-factor authentication.

You can still access fair go banking with bcu, even if there’s no store nearby.
Join online. Phone and internet banking is available and remote members are eligible to a number of free atm transactions using our partner network of atms to compensate them for direct charges incurred at any atm. bcu does not charge members for eftpos transactions.