24/7 claims
Here for you at any time of the day. Call our partner CGU’s claims team 24 hours a day, 7 days a week to lodge a claim.
Payment flexibility
Flexible when it comes to your insurance payments – pay fortnightly, monthly, or quarterly, at no extra cost.
Over 160 years of trust
Australians have been trusting CGU Insurance to protect them since 1851.
What type of insurance are you looking for?
Home insurance
Find home insurance with suitable cover for you. You can choose to cover your building, contents, or both.
Car insurance
From basic cover to a full comprehensive policy, we offer different levels of protection for your car.
Landlord insurance
Get landlords cover that helps provide you with peace of mind when it comes to protecting your investment property.
Motorcycle insurance
Comprehensive Motorcycle Insurance will help you leave your worries behind when you hit the open road.
Caravan insurance
Enjoy the great outdoors with cover for your caravan.
Boat insurance
Take out comprehensive cover for your boat so you can set off on your next adventure with peace of mind.
Trailer insurance
Travel insurance
Whether you’re heading overseas or exploring Australia, Cover-More Travel Insurance offers a range of insurance options.
Get a free insurance quote online
Do you know how much your home and contents are worth?
Not sure how much your home and contents are worth? Use these these handy insurance calculators to crunch the numbers and avoid the possibility of under-insuring.
Home building value calculator
Home contents value calculator
Manage your insurance online
For policies purchased after 20 May 2025, you can make certain updates online, such as adjusting your excess amounts or optional benefits.
Simply log in to your account to see the available options. For assistance, call CGU at .
For significant changes, like purchasing a new car, please call us directly at .
Manage your insurance onlineNeed to make a claim?
Call our partner CGU's claims team 24 hours a day, seven days a week on 13 24 80 to lodge a claim.
Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page or by logging in to your CGU online account.
Important information
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from the CGU website.