Apply for a bcu credit card


* Indicates required field.


GOOD TO GO?


The following criteria must be met in order for us to accept your application. Please tick the following boxes as applicable.


APPLYING IS EASY


Simply complete our form and based on the information you provide, we will request verification documentation from you. Whilst you're applying, remember we're here to help. If you have questions, call 1300 653 555 (during business hours) and we'll put you straight onto a bcu credit card specialist.

bcu Privacy Notification

Credit Card Key Facts Sheet

Credit Card General Conditions of Use


NUMBER OF APPLICANTS


Please call bcu on 1300 653 555 if more than 2 applicants.

CREDIT CARD REQUIREMENTS


$

APPLICANT 1

APPLICANT 2


PERSONAL DETAILS


APPLICANT 1

APPLICANT 2


FINANCIAL DETAILS


APPLICANT 1

SALARY / INCOME
$
OTHER INCOME

(e.g. Dividends, Centrelink payments, etc.)

$
$
$
$
LIABILITIES / COMMITMENTS
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
MONTHLY PERSONAL EXPENSES

Enter '0' if no expense.

^ Do not include any rental property expenses within these expense items.

$
ASSETS

Enter '0' if no asset.

$
$
$
$
$
$
$

APPLICANT 2

SALARY / INCOME
$
OTHER INCOME

(e.g. Dividends, Centrelink payments, etc.)

$
$
$
$
LIABILITIES / COMMITMENTS
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
MONTHLY PERSONAL EXPENSES

Enter '0' if no expense.

^ Do not include any rental property expenses within these expense items.

$
ASSETS

Enter '0' if no asset.

$
$
$
$
$
$
$

ADDITIONAL CARDHOLDER



SERVICE NOMINATION


Because you are applying for this credit card in joint names you may choose to nominate one applicant to receive notices and documents under the National Credit Code on behalf of both of you.

IMPORTANT NOTICE: Each of the persons completing this application is, nevertheless, entitled to receive a copy of any notice or any other document under the National Credit Code. By nominating the other person, you are giving up the right to be provided with the information direct from us. Any of the persons who have completed this application can advise us at any time in writing that they wish to cancel their nomination and accordingly wish to receive directly a copy of any notice or other document under the National Credit Code. Should you each wish to receive a copy of any notice or other document under the National Credit Code, you may select 'Both applicants to receive notices and documents' below.

CREDIT LIMIT INCREASE CONSENT


APPLICANT 2

I agree to bcu sending invitations to apply for credit limit increases on this credit card. I understand that I can choose not to accept the invitation sent to me, that I may withdraw my consent to receive credit limit increase invitations at any time by contacting bcu and that bcu has discretion whether to grant any increase applied for.


CONSENT FOR ELECTRONIC DELIVERY OF NATIONAL CREDIT CODE DOCUMENTS


APPLICANT 2

I consent to your giving me documents such as loan offers, statements and notices electronically. I understand that:

  • paper documents may no longer be given
  • electronic communications must be regularly checked for documents
  • consent to the giving of documents by electronic communication may be withdrawn at any time.

For loan documents, I understand that you must sign any loan offer you give me. I consent to that requirement being met by your attaching the offer document to an email addressed to me.


REGISTER FOR eSTATEMENTS


APPLICANT 1

I would like to register to receive eStatements and I:

  • consent to be notified at the abovementioned email address when my eStatement is ready for viewing
  • consent to bcu giving account statements to me online
  • acknowledge that I have been told that, by my giving this consent:
    a) paper statements need no longer be given to me; and
    b) I must regularly check emails for notice that statements are available online

APPLICANT 2

I would like to register to receive eStatements and I:

  • would consent to be notified at the abovementioned email address when my eStatement is ready for viewing
  • consent to bcu giving account statements to me online
  • acknowledge that I have been told that, by my giving this consent:
    a) paper statements need no longer be given to me; and
    b) I must regularly check emails for notice that statements are available online

DECLARATION


All statements made by me/us in relation to my/our loan application are true and correct and I/we shall immediately notify bcu of any change to my/our circumstances during the loan application process.



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