Essential services home loan offer
Refinancing your home loan doesn't have to be challenging
Take the edge off refinancing and receive $1,500 when you choose a BCU Bank home loan.
Plus, because we know your time is valuable, you'll receive the $1,500 payment in your BCU transaction account by the end of the following month after your loan is funded. It’s as simple as that!
Eligibility requirements
To be eligible for the $1,500 rebate, you must:
- be currently employed within the 'Essential Services Group for BCU Bank'.
- have a Loan Value Ratio (LVR) of 80% or less.
- be applying for a new home loan of $250,000 or more, either for an owner-occupied or investment property. This rebate does not apply to internal refinancing, bridging loans, construction loans, or lines of credit.
Essential Services Group members include:
- State or Federal Police.
- Police staff, including auxiliary officers and any QLD or NSW Police employee.
- Nurses (clinical, registered, and travel).
- Doctors.
- Firefighters (salaried non volunteer).
- Paramedics.
- Ambulance Emergency Medical Dispatchers.
- Prison Officers only.
- Teachers (primary, secondary, & specialist e.g., language) and University lecturers.
Because we're here to help
We’ll come to you
We know your time is precious, so our home lenders will come to you on your terms.
Ready to apply?
Book an appointment over the phone, via video call, or in-person with a home lender.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
Important information
The rates outlined below are effective 10 April 2025. Rates are subject to change and may change at any time including between the time you apply for a term deposit account and when your account is opened.
Banking and credit products issued by Police & Nurses Limited (BCU Bank).
The Essential Services Home Loan Offer is subject to the Essential Services Home Loan Offer terms and conditions.