Opportunity for our future

Want to know more about P&N Bank?

P&N Bank is a Western Australia customer-owned bank. P&N's origins go back to 1969 and its purpose is to enrich the lives of its members and local communities, just like bcu. The bcu Board believes that P&N Bank is the right merger partner. A merger with P&N Bank will create a member-owned banking group with the resources to better position it to meet the medium term challenges ahead.

P&N is based in Western Australia, which means that if this merger goes ahead, bcu members and staff would have access to a nation-wide network along both coasts of Australia. The Merger between bcu and P&N Bank will bring together two member-owned organisations to form a member-owned banking group that continues to be trusted and committed to providing great service.

You can click on the videos below to find out more about our exciting merger opportunity and P&N Bank.

Should you like to know further information, check back soon and register to attend an upcoming member information event or email This email address is being protected from spambots. You need JavaScript enabled to view it.

For further information about the proposed merger opportunity with P&N, please see the below video:

Hear first-hand about this great merger opportunity from P&N Bank CEO, Andrew Hadley:


With the merger implementation agreement now finalised, we have chosen to obtain an independent expert report to confirm whether the merger is in the best interest of members. We will also be developing a member information booklet for our members, which will contain all of the details about the proposed merger opportunity. The information booklet will need to be approved by the regulator (APRA), before we issue this to members.

While we prepare the documentation, and work with the regulator through the process, it is essentially business as usual for bcu members. At this stage, we are planning to release the member information booklet to members in the third quarter of this year.

Members will then have time to review the information and engage with bcu at various in-store and community-based events, before a voting period likely to be in the fourth quarter of this year.

As these timings rely on regulator approval they may change, and we will endeavour to keep members informed of this as we proceed.

Our industry is facing many challenges, including rising costs, decreasing margins and an increase in required investments in technology and compliance. A merger with P&N would pave the way for a bright future for bcu's brand, stores, local employees, members and investment in the region. This merger would give bcu the opportunity to share the best of each other's products, services and systems.

There is nothing members need to do now. Our team will continue to offer excellent customer service at all of our local stores, call centre and via our online digital banking channels. We are continuing to develop services and products that make banking modern and accessible for our members. We will be in touch with more information once we are able to share this.

Members are welcome to share their feedback at any time by emailing This email address is being protected from spambots. You need JavaScript enabled to view it., calling our Call Centre team on 1300 228 228, or speaking to their local store team.

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