Concession Account
A BCU Concession Account is a low cost everyday bank account specifically designed for eligible concession card holders.
Benefits
No monthly fee
Save with no ongoing fees
Visa Debit card
Quick and easy online and in-person payments
Free ATM withdrawals
Available at all BCU, atmx and major bank ATMs
For concession card holders
Low cost, everyday banking
All the details
| Feature | Description | Available |
|---|---|---|
| Visa Debit card | Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. | Yes |
| BPAY | Pay your bills easily and securely. | Yes |
| Direct debit | Set and forget automatic payment of your regular bills. | Yes |
| Osko | Send and receive money in near real time between participating banks. | Yes |
| Bank@Post | Deposit cash and cheques, withdraw cash or make balance enquiries at Australia Post if you can't get to a BCU branch. | Yes |
| Digital wallets | Tap and pay with your mobile phone using Apple Pay, Google Pay or Samsung Pay. | Yes |
| Internet banking | Convenient and secure access through BCU iBank is available 24/7. | Yes |
| Mobile app | Manage your money on the go with the BCU Bank app straight from your phone. | Yes |
| Card controls | Temporarily lock your card or block certain transactions such as overseas purchases or Visa payWave. | Yes |
| Description | Fee | Number of free transactions |
|---|---|---|
| Staff assisted withdrawal / deposit / transfer / future payment | $0.00 | Unlimited |
| Staff assisted BPAY / bill payment services | $0.00 | Unlimited |
| EFTPOS transactions | $0.00 | Unlimited |
| Direct debit | $0.00 | Unlimited |
| Internet banking - BPAY / external transfer | $0.00 | Unlimited |
| BCU, atmx or major bank ATM withdrawal | $0.00 | Unlimited |
| Bank@Post deposit / declined deposit | $0.00 | Unlimited |
| Bank@Post withdrawal / declined withdrawal | $0.00 | Unlimited |
| Monthly fee | $0.00 | N/A |
View all fees and charges relating to Access and Savings accounts
| Interest calculated | N/A |
| Savings and Transaction Account Interest Rate Schedule |
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What you need
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Apply at a BCU branch Open your new account by visiting your nearest BCU branch. You must fit the eligible criteria for this account type. If you’re joining as a brand new member, you need your Australian driver's licence or a valid passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted. |
Request a call back from a BCU specialist
Important information
Download Fees and Charges
An overdraft facility is not available on a concession account, and it is not permitted to overdraw.