Whether you need a credit card for shopping, a holiday or when dining out, you're going to love your new bcu credit card.

  • Low interest rate from 11.80% 1
  • Get a cash advance at the same low interest rate 1
  • Long interest free period on your purchases - Up to 55 days
  • Access to reward program 2
  • Safe and secure with 24 hour fraud monitoring
  • Low annual fee ~
  • Express, 15 minute credit card approvals *

Applying is quick and easy

Applying is quick and easy

  • Short on time? Take advantage of our express approval. Call us on 1300 228 228 and you could be approved for a new credit card in 15 mins *.
  • Apply at any bcu store; or email, fax or mail your application.
  • Online application most convenient? Apply online and have a response
    in 90mins # .
  • Click here for joint credit card applications

Check out what customers are saying about bcu credit cards.

Credit Card Key Facts Sheet

*15 minute approval applies to fully completed, over the phone credit card applications taken within NSW business hours from eligible customers.
#90 minute approval applies to fully completed online applications received within NSW business hours.
~Annual Fee of $40.00 applies. The first annual fee will be debited to your card account following the time a user activates or uses a card after receiving it or otherwise operates or authorises the operation of the card account.
1 All interest rates are annual percentage rates (APR) and variable rates are subject to change (see our current rates here).
2 Available for bcu rewarder credit card only (details here).
Personal Rewarder Card Conditions of Use
Credit Cards General Conditions of Use
Credit Card Key Fact Sheet