Personal
loans
  • No monthly or annual fee
  • Loyalty discounts 1
  • Flexibility of additional
    repayments & early payout
  • Free redraw functionality


View interest rates
Elegibility requirements
  must have another product
Loan amount
  minimum loan
  maximum loan
Loan term
  maximum term
Security
  secured - value must be > $5,000
Summary of fees
  establishment fee
(loyalty discount may apply)
  monthly and annual loan fee
Other
  free redraw
  minimum redraw amount
Eligibility
  must be 18+ years
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Unsecured
Unsecured personal loan with competitive interest rate, loyalty discounts, repayment flexibility and free redraw functionality.
Apply  X
Partially secured
Partially secured personal loan with competitive interest rate, loyalty discounts, repayment flexibility and free redraw functionality.
Apply  X
Fully secured
Fully secured
personal loan with competitive interest rate, loyalty discounts, repayment flexibility and free redraw functionality.
Apply  X
  
     
2 2 2  
     
$2,500 $20,000 $20,000  
$20,000 $75,000 $75,000  
     
7 years 10 years 10 years  
     
n/a  
     
$200 $200 $200  
$0 $0 $0  
     
 
$500 $500 $500  
     
 

1. Loyalty discounts to interest rate & establishment fee for eligible members.
2. Must have a bcu access, bcu basic access or bcu advantage saver.

T: 1300 228 228  |  bsb: 704 328 deposit-seal
Copyright 2013. Banking products issued by Bananacoast Community Credit Union Ltd ABN 50 087 649 750 AFSL 241077 Australian Credit Licence Number 241077. bcu is not responsible for any websites you access from www.bcu.com.au. bcu’s registered office is located at Level 2, 144-148 West High Street, Coffs Harbour, NSW 2450; PO Box 1563, Coffs Harbour, NSW 2450. This website contains general advice and has been prepared without taking into account your objectives, financial situation or needs. Therefore, you should consider whether this advice is appropriate for you and read the Terms and Conditions, Fees and Charges Schedule and Financial Services Guide before acquiring any basic deposit product. Loans available to approved applicants only. Normal lending criteria, terms and conditions apply. Interest rates, fees and charges are payable and are subject to change without notice. Please read bcu’s Credit Guide and Schedules of Fees and Charges for home loans and personal loans before acquiring a bcu loan or credit product.