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Going on exchange and study tours are once-in-a-lifetime opportunities that you won’t regret taking up.

Having a solid plan and being street-savvy where you can is the best thing you can do and will make your experience all the more enjoyable.

  1. Get a little extra help: There are always scholarships or travel grants up for grabs so make sure you apply to as many as you can, this will lift a huge load off your travel budget. Also keep an eye out for overseas study loans that allow you to repays later when you have a steady income.
  2. Get your discounts: Getting an International Student Identity Card (ISIC) is your key to a bunch of student discounts around the world. Save money on travel, food and sight-seeing.
  3. Savings Hack: Use ATMs instead of exchange booths, these usually provide lower fees. Also, keep in mind to stick to a budget, so your ATM visits aren’t too frequent and you keep fees to a minimum.
  4. Make use of your utilities: Cut down on food expenses by using your kitchen access where you’re living. Not only does a home-cooked meal help with being home-sick but it will also save you money compared to expensive restaurants.
  5. Budget your travel: While tour busses may be the easy route to sight-seeing, take advantage of public transport. This is way cheaper and you’ll get the added experience of interacting with locals.
  6. Do your study: We’re not talking just academic study, but if you want to travel solo, study the local maps in advance so you can map out your day and save yourself the hassle of getting lost in the middle of nowhere.
  7. Know what to expect: Figure out if you’re expected to pay a tip at restaurants or with other services. Also keep track of the exchange rate so you can stick to your spending budget.
  8. The internet is your best friend: Instead of buying new sim cards or paying extra for roaming data, take advantage of wi-fi spots, which nowadays is pretty much everywhere. You can use apps like Skype or WhatsApp to make international calls for free.
  9. Know the locals: If you’re studying with local students, it’ll be very helpful to befriend them, not only will it make your experience a whole lot more interesting and fun, but you’ll save a lot of money by getting the inside scoop of how and where to save money.
  10. Add an extra layer of protection: Travel insurance is always a good idea especially when you’re in unknown territory. Sometimes there are special options for student’s travel health insurance that will take care of you when you need more than just Dr. Google to help you out.

Important information

Information on this website is general and has been prepared without taking into account your objectives, financial situation or needs. You should consider whether this information is suitable for your objectives, financial situation and needs before acting on the information provided.