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A Rewards program that’s going places

A low rate card that earns cash back on purchases.

  • 12.80%* for purchases, 14.80% for cash advances – some of the best rates around
  • Receive 0.66% cash back for every eligible dollar2
  • 55 days interest free3

If you are looking for a low rate Credit Card with the added bonus of cash back rewards, the new bcu Rewards card is the perfect choice for you.

Talk to a bcu specialist today or apply online.

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Independent customer feedback


Feefo logo

Fantastic! Thank you!

Good quality personal service. I really appreciate the quality communication, I felt like I wasn't just a number! Thanks guys!!

Sally McLauchlan

FAQs for existing customers

A: To make sure you get the most of the points you have already earned on the existing bcu Rewarder program; you will be able to spend these the same way you always have up until March 2018.

A: Throughout the month of April, existing bcu Rewarder card holders will be set up on the new Rewards program. The new program includes a new Rewards Savings Account linked to a bcu account of your choice, ready for the first cash back deposit on the 1 May 2017.

A: Starting from the 1 April 2017, you will earn cash back each time you use your bcu Rewards Credit Card for eligible transactions. A list of eligible transactions can be found in the terms and conditions linked at the bottom of this page. The cash back is calculated at the end of each month and deposited into your Rewards Savings Account.

A: The cash back you have earned for eligible purchases during the month of April 2017 will be available in your Rewards Savings Account on the 1 May 2017. You will be able to access your Rewards Savings Account through iBank.

A: The choice is yours, once these funds are available in your Rewards Savings Account you can use it towards your next credit card or home loan repayment or transfer the cash back into your bcu transaction or savings account.

A: If you do not have i Bank set up you can come and see us in store or contact our direct banking team during business hours on 1300 090 785 and we can help you set this up.


Rewards Credit Card Conditions of Use
Credit Cards General Conditions of Use
Personal Rewarder Card Conditions of Use (discontinued)
Click here to view your Rewarder eftpos balance (discontinued)

Credit eligibility criteria, terms & conditions, fees & charges apply.