Loan interest rates
Personal Lending
Residential Loans - Owner Occupied (Principal and Interest)
Products | Interest Rate | Comparison Rate 4 |
---|---|---|
Offset Home Loan | 6.19% | 6.20% |
Offset Home Loan | 6.29% | 6.30% |
Offset Home Loan | 6.39% | 6.40% |
Standard Variable Home Loan | 8.31% | 8.31% |
Maximum Discounted Rate Home Loan | 7.61% | 7.61% |
OMG Home Loan | 5.99% | 6.00% |
OMG Home Loan | 6.09% | 6.10% |
OMG Home Loan | 6.29% | 6.30% |
Fixed Rate: 1 year | 6.49% | 6.32% |
Fixed Rate: 2 year | 5.99% | 6.24% |
Fixed Rate: 3 years | 6.29% | 6.30% |
Fixed Rate: 4 years | 6.49% | 6.37% |
Fixed Rate: 5 years | 6.49% | 6.38% |
All in One line of credit | 8.44% | N/a |
All in One line of credit | 7.74% | N/a |
Variable Home Loan OO^ ^Not available for sale. Fixed Rate Home Loans will automatically roll over to this product at the end of the fixed period. | 6.29% | 6.30% |
Bridging Loan | 9.76% | 9.76% |
Residential Loans - Owner Occupied (Interest Only)
Products | Interest Rate | Comparison Rate |
---|---|---|
Standard Variable Home Loan | 8.37% | 8.33% |
Maximum Discounted Rate Home Loan | 7.67% | 7.63% |
OMG Home Loan | 6.99% | 6.35% |
Fixed Rate: 1 year | 6.59% | 6.33% |
Fixed Rate: 2 year | 6.09% | 6.26% |
Fixed Rate: 3 years | 6.39% | 6.32% |
Fixed Rate: 4 years | 6.59% | 6.41% |
Fixed Rate: 5 years | 6.59% | 6.43% |
Residential Loans - Investment (Principal and Interest)
Products | Interest Rate | Comparison Rate |
---|---|---|
Standard Variable Home Loan | 7.09% | 7.10% |
Variable Home Loan INV (P&I) | 6.44% | 6.45% |
Basic Investment Loan | 6.29% | 6.30% |
Basic Investment Loan | 6.39% | 6.40% |
Fixed Rate: 1 year | 6.59% | 6.46% |
Fixed Rate: 2 year | 6.39% | 6.44% |
Fixed Rate: 3 years | 6.39% | 6.43% |
Fixed Rate: 4 years | 6.59% | 6.50% |
Fixed Rate: 5 years | 6.59% | 6.51% |
All in One line of credit | 8.60% | N/a |
All in One line of credit | 7.90% | N/a |
Residential Loans - Investment (Interest Only)
Products | Interest Rate | Comparison Rate |
---|---|---|
Standard Variable Home Loan | 8.32% | 7.46% |
Variable Home Loan INV (IO) | 7.62% | 6.79% |
Basic Investment Loan | 6.69% | 6.48% |
Fixed Rate: 1 year | 6.69% | 6.47% |
Fixed Rate: 2 year | 6.49% | 6.46% |
Fixed Rate: 3 years | 6.49% | 6.46% |
Fixed Rate: 4 years | 6.69% | 6.54% |
Fixed Rate: 5 years | 6.69% | 6.56% |
Overdrafts
Products | Interest Rate | Comparison Rate |
---|---|---|
Personal - Secured (no longer for sale) | 6.99% | N/a |
Personal - Unsecured (no longer for sale) | 12.29% | N/a |
Personal loans
Products | Interest Rate | Comparison Rate |
---|---|---|
Freedom Loan - Secured (no longer for sale) | 7.58% | N/a |
Freedom Loan - Unsecured | 9.30% | 9.59% |
New car loan (rate applicable to loans funded from 25 October 2020) | 6.49% | 6.77% |
Credit cards
Products | Purchase Rate | Cash Advance Rate |
---|---|---|
Classic | 11.95% | 14.80% |
Rewards | 13.05% | 14.80% |
Business Lending
Business Loans
Products | Interest Rate Residential Security |
---|---|
Variable Base Rate - Commercially Secured | Error 2042 |
Variable Base Rate - Residentially Secured | Error 2042 |
Fixed Rate Loan: 1 Year | Error 2042 |
Fixed Rate Loan: 3 Years | Error 2042 |
Fixed Rate Loan: 5 Years | Error 2042 |
Business Overdraft | Error 2042 |
These rates are effective as at 21 February 2024 and are subject to change.
Loans available to approved applicants only.
For further details please call us on 1300 228 228, email us at
www.bcu.com.au | 1300 228 228 | bsb: 533 000
Banking products issued by Police & Nurses Limited ABN 69 087 651 876 Australian Credit Licence / AFSL 240701. bcu is a division of Police & Nurses Limited. You should consider whether this advice is appropriate for you and read the Terms and Conditions, Fees and Charges Schedule and Financial Services Guide available from www.bcu.com.au or at any bcu store before acquiring any basic deposit product. Loans available to approved applicants only. Normal lending criteria, terms and conditions apply. Interest rates, fees and charges are payable and are subject to change without notice. Please read bcu's Credit Guide and Schedules of Fees and Charges for home loans and personal loans available from www.bcu.com.au or at any bcu store before acquiring a bcu loan or credit product.