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Our Credit Cards

Our credit cards provide a range of features to suit your needs. Choose between our Classic credit card, offering a low interest rate, or our Rewards credit card, with cashback earned on your everyday spending.

Classic Credit Card

Score a great rate with a bcu classic credit card

11.80%p.a.

Interest on purchase rate

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Rewards Credit Card

Get a low rate credit card and reward yourself with cashback on purchases.

12.80%p.a.

Interest on purchase rate

Learn more

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Which credit card suits me?

ClassicRewards
24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000$20,000
Minimum credit limit$500$500
Must be 18+ years
Rates fromClassicRewards
Interest on purchase rate11.80% 12.80%
Cash advance rate14.80% 14.80%
Interest-free periodup to 55 days on purchases onlyup to 55 days on purchases only
ClassicRewards
Annual fee$45.00$89.00
Late payment fee$0.00$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater.3% of the closing balance or $10.00, whichever is the greater.

Important things you should know

Credit eligibility criteria, terms & conditions, fees & charges apply.