Classic Credit Card
A classic is timeless – and so are the benefits of a BCU Classic credit card.
Variable purchase rate
Variable cash advance rate
Key benefits
Fast approvals
Apply online or over the phone to fast track you application
Peace of mind
Your card is protected by Visa's Zero Liability policy and Verified by Visa
Up to 55 days interest free
Being able to buy now and then pay later is one of the biggest advantages of a credit card
Competitive interest rate
For purchases - one of the best rates around
With the BCU Bank app, you can:
- Lock and unlock your card if you lose it
- Change your PIN on the go
- Report a lost or stolen card
Finer details
| Cashback rewards on eligible purchases | |
| 24 hour fraud monitoring | |
| Visa payWave | |
| Minimum credit limit | $500 |
| Applicant must be 18+ years |
| Variable purchase rate | 11.95% p.a. |
| Variable cash advance rate | 14.80% p.a. |
| Interest-free period | Up to 55 days on purchases only |
| Annual fee | $45.00 |
| Late payment fee | $5.00 |
| Minimum repayments | 3% of the closing balance or $10.00, whichever is the greater |
If you'd like to request a reduction in limit or cancel an existing credit card, you can do so by completing a request below. Alternatively, log in to BCU iBank or the BCU Bank app and select 'Manage cards'.
Important information
Credit eligibility criteria, terms & conditions and fees & charges apply and are available upon request.
All interest rates are variable and subject to change.