Access &
savings
products


order your access card

Product requirements
  must have another product
  minimum balance
Interest ( view rates)
  interest paid
  bonus interest
  how interest is calculated
  when interest is paid
Access to your money
  counter cheque and cash deposits
  counter withdrawals
  cheque book
  atm
  eftpos
  Visa debit
  credit card linked to account
  internet banking
  Mobile Banking
  telephone banking
  direct credit
  direct debit
  periodical payments
  BPAY
  sweep facilities
Summary of fees
  monthly account fee
  cheque book
  sweep facility
  eftpos
  bcu atm transaction
  WBC / St George atm
  other banks atm
  staff assisted withdrawal, deposit, transfers
Account record
  frequency of statements
Other
  sub accounts
  capital guaranteed
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bcu access
An everyday access product with a low monthly fee, designed for people who want flexibility to bank without access restrictions.
Open 
bcu saver
A savings product with limited access privileges for individuals who prefer to do their banking in a bcu store.
Open 
bcu isaver
A savings product that pays a high rate of interest that can only be accessed via bcu internet and phone banking.
Open 
bcu Dream Saver
An online bonus savings product for customers aged 13 to 24 years, with a high bonus interest rate.
Open 
Retirement Savings Account 9
A low cost, capital guaranteed investment product to grow superannuation and retirement savings.
Open 
 
         
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$0 $0 $0 $0 $0  
         
      
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whole of balance over $500 whole of balance over $1,000 whole of balance part balance11 whole of balance  
6 monthly monthly monthly monthly annually  
         
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$5 6 $0 $0 $0 $0  
fee not available not available not available not available  
$1.00 $1.00 not available not available not available  
excess fee 5 excess fee 5 excess fee 5 not available not available  
no fee not available not available not available not available  
1 free per month 7 not available not available not available not available  
atm operator fee not available not available not available not available  
10 free 5 no fee not available not available fee payable  
         
6 monthly 6 monthly 6 monthly 6 monthly annually  
         
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up to $250,000 up to $250,000 up to $250,000 up to $250,000  up to $250,000 8  

1. A bcu Dream Saver requires you have a linked bcu access or bcu basic access; a bcu saver requires you have a bcu access or bcu advantage saver; a bcu isaver requires you have a bcu access, a bcu basic access or a bcu advantage saver; and a Retirement Savings Account requires you have a bcu access or bcu advantage saver.
2. Withdrawals subject to criteria
3. Available to students 18+ years of age
4. View account/download statements only through website 'Acurity On-Line'
5. Excess fees apply and can differ on each product. Please refer to our Fees and Charges Schedule
6. $5 fee on bcu access is rebated for students.
7. 1 free WBC / St George ATM withdrawal / enquiry per month. Transactions in excess of this are charged by atm operator plus a bcu fee of $1.00.
8. Balances are protected by bcu's assets and product balances up to $250,000 are covered by the Australian Government bank deposit guarantee.
9. This is general advice and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Before acquiring this product, you should consider whether this product is appropriate for you and refer to the Product Disclosure Statement (PDS) for Retirement Savings Account (RSA).
10. Bonus interest is paid when $200 or more in total deposits and no withdrawals are made in any one calendar month.
11. Interest is calculated on the amount in each tier at the rate applying to that tier. It is not paid on the total amount at the rate for that tier.