bcu Logo
Easy access, everyday.

Access for Students

A feature packed transaction account that covers all of your everyday banking needs.

You can access bcu and major bank ATMs for free, enjoy unlimited free EFTPOS and internet banking transactions – all with no monthly fee.

All the details

Account eligibility No restrictions
Other products required None
Minimum balance $0.00
Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. Yes
BPAY Pay your bills easily and securely. Yes
Direct debit Set and forget automatic payment of your regular bills. Yes
Osko 24/7 fast peer to peer payments. Yes
Digital wallets Tap and pay with your mobile phone using Apple Pay, Google Pay or Samsung Pay. Yes
Cheque book For members who prefer to make payments via cheque. Subject to approval
Bank@Post Deposit and withdraw cash at Australia Post if you can't get to a bcu branch. Yes
Internet banking A convenient and secure online banking solution available 24/7. Yes
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes
bcu alerts Stay on top of your banking with alerts:
  • Avoid unnecessary fees and charges by keeping up to date on your balance.
  • Set up alerts for credits, direct debits and due payments.
DescriptionFeeNumber of free transactions
Staff assisted withdrawal / deposit / transfer / future payment $0.00 N/A
Staff assisted BPAY / bill payment services $0.00 N/A
EFTPOS transactions $0.00 N/A
Declined EFTPOS transactions $0.00 N/A
Cheques drawn against your bcu account $0.00 N/A
Direct debit $0.00 N/A
Internet banking - BPAY / external transfer $0.00 N/A
bcu ATM withdrawal $0.00 N/A
bcu ATM balance enquiry $0.00 N/A
bcu ATM declined transactions $0.00 N/A
Bank@Post deposit / declined deposit $2.50 4
Bank@Post withdrawal / declined withdrawal $2.50 0
Monthly fee $0.00 N/A

With loads of benefits

Free Sub Accounts


bcu iBank allows you to manage your finances from home, work or on the move whenever it suits you.

Mobile Banking

bcu Connect

The bcu Connect App gives you quick access to your products on the go. You can activate, lock and unlock your cards, check your balances and make payments all from your phone.

No establishment fee for Personal Loans


Osko by BPAY lets you send and receive payments, 24-hours a day, 7 days a week, 365 days a year, and have the funds clear in as little as 15 seconds.

Request a call back from a bcu specialist

Are you an existing bcu member?
We will use the information we collect about you to respond to your enquiry in accordance with our Privacy Policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Important information