Access for Students
A feature packed transaction account that covers all of your everyday banking needs.
You can access bcu and major bank ATMs for free, enjoy unlimited free EFTPOS and internet banking transactions – all with no monthly fee.
All the details
| Description | Requirement |
|---|---|
| Account eligibility | No restrictions |
| Other products required | None |
| Minimum balance | $0.00 |
| Feature | Description | Available |
|---|---|---|
| Visa Debit card | Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. | Yes |
| BPAY | Pay your bills easily and securely. | Yes |
| Direct debit | Set and forget automatic payment of your regular bills. | Yes |
| Osko | 24/7 fast peer to peer payments. | Yes |
| Digital wallets | Tap and pay with your mobile phone using Apple Pay, Google Pay or Samsung Pay. | Yes |
| Cheque book | For members who prefer to make payments via cheque. | Subject to approval |
| Bank@Post | Deposit and withdraw cash at Australia Post if you can't get to a bcu branch. | Yes |
| Internet banking | A convenient and secure online banking solution available 24/7. | Yes |
| Mobile app | Manage your money on the go with the bcu Connect App straight from your phone. | Yes |
| bcu alerts | Stay on top of your banking with alerts:
|
Yes |
| Description | Fee | Number of free transactions |
|---|---|---|
| Staff assisted withdrawal / deposit / transfer / future payment | $0.00 | N/A |
| Staff assisted BPAY / bill payment services | $0.00 | N/A |
| EFTPOS transactions | $0.00 | N/A |
| Declined EFTPOS transactions | $0.00 | N/A |
| Cheques drawn against your bcu account | $0.00 | N/A |
| Direct debit | $0.00 | N/A |
| Internet banking - BPAY / external transfer | $0.00 | N/A |
| bcu ATM withdrawal | $0.00 | N/A |
| bcu ATM balance enquiry | $0.00 | N/A |
| bcu ATM declined transactions | $0.00 | N/A |
| Bank@Post deposit / declined deposit | $2.50 | 4 |
| Bank@Post withdrawal / declined withdrawal | $2.50 | 0 |
| Monthly fee | $0.00 | N/A |
| Interest calculated | N/A |
| Savings and Transaction Account Interest Rate Schedule |
With loads of benefits
iBank
bcu iBank allows you to manage your finances from home, work or on the move whenever it suits you.
bcu Connect
The bcu Connect App gives you quick access to your products on the go. You can activate, lock and unlock your cards, check your balances and make payments all from your phone.
Osko
Osko by BPAY lets you send and receive payments, 24-hours a day, 7 days a week, 365 days a year, and have the funds clear in as little as 15 seconds.