OMG
Secure a low rate with our owner occupied Fixed Rate Home Loan
1 year fixed rate
Comparison rate
For principal and interest loans. After the 1 year fixed period, rate reverts to our Standard Variable rate. Rates are subject to change.
- Low fixed interest rate
- Save money with no ongoing annual fees
- Lock in a fixed rate on your home loan for up to 5 years
- Easy online application
- Home loan specialists to help you at every stage
Loan details
Maximum term | 30 years |
Minimum loan | $20,000 |
Maximum loan | $2,500,000 |
Redraw available | |
Maximum Loan to Value Ratio (LVR) – with Lenders Mortgage Insurance (LMI) | 95% |
Maximum Loan to Value Ratio (LVR) – without Lenders Mortgage Insurance (LMI) | 80% |
100% offset account | |
Principal and interest | |
Interest only available at different interest rates |
Interest rate | 6.49% p.a. |
Comparison rate | 6.34% p.a. |
Establishment fee | $0.00 |
Annual fee | $0.00 |
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Important things you should know
Disclaimers & Conditions of Use
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View Home Loan Key Facts Sheet
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.