Personal Savings Account

With a full range of access options, this is your award winning everyday savings and transaction account that can be used for all your day-to-day expenses.

Features at a Glance

Minimum Balance

Nil

Interest Calculated

Daily

Tiered Interest Rates

Yes

Interest Credited

6 Monthly

Debit Interest

Monthly

Funds Availability

At Call

Statement

Yes

Cheque Facility

Available¹

Overdraft Facility

Available¹

ATM Access Card

Yes

Internet Banking

Yes - FREE²

Phone Banking

Yes - Local call

Over Counter Deposits*

Yes

Direct Credit/Debit

Yes

Periodical Payments

Yes

BPAY

Yes

FREE Sub Accounts

Yes

1 Subject to Approval

2 For BCU & BCU Direct Members only. Telecommunications costs and Internet Service Provider charges will apply. Access is subject to system availability and server maintenance program.

*As well as any Westpac branch using a BCU deposit book

Interest Rates

For full details of BCU's current interest rates click here (PDF format, requires Adobe Reader which can be downloaded for free.)